Side-by-side · Q2 2026 data
Capital City Bank vs Tyndall Federal Credit Union
Metric by metric
| Measure | Capital City Bank | Tyndall Federal Credit Union |
|---|---|---|
| TellerScore | 72 | 89 (stronger) |
| Capital cushion | 53 | 86 (stronger) |
| Loan quality | 87 | 91 (stronger) |
| Earnings | 81 (stronger) | 76 |
| Funding & liquidity | 58 | 100 (stronger) |
| Problem-loan coverage | 95 | 98 (stronger) |
| Peer percentile | 66th | 97th |
| Total assets | $4.4B | $1.9B |
| Deposits / shares | $3.8B | $1.6B |
| Capital ratio | 10.29% | 13.61% (stronger) |
| Problem loans | 0.40% | 0.26% (stronger) |
| Net charge-offs | 0.12% (stronger) | 0.25% |
| Return on assets | 1.52% (stronger) | 1.41% |
| Loans ÷ deposits | 65.6% | 59.6% (stronger) |
| Uninsured deposits | 47.8% | 11.0% (stronger) |
| Offices | 59 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 32.0% | 24.3% |
Tyndall Federal Credit Union has the higher TellerScore (89 vs 72). On the 7 directional measures above (where higher or lower is clearly better), Capital City Bank leads on 2 and Tyndall Federal Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.