The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

From Q2 2025 to Q2 2026, the score rose 6 points (83 → 89), mostly because the capital cushion component improved by 13 points.

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Similar-size credit unions in Florida

Yes. Tyndall Federal Credit Union is a federally insured credit union (NCUA charter #10754). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 11.0% of shares and deposits ($180.0M) are above the $250,000 NCUA insurance limit, close to the peer median of 9%. Insured balances are protected regardless of the score.

The net worth ratio is 13.61%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

Tyndall Federal Credit Union lists 5 offices in 4 cities. Most locations:

• Panama City, FL (2)
• Lynn Haven, FL (1)
• Marianna, FL (1)
• Panama City Beach, FL (1)

All branch addresses and map

In 2025, Tyndall Federal Credit Union reported 1,110 home-loan applications under HMDA (LEI 254900VECGAWC5CPU773): 718 originated ($90,090,000 total), 233 denied, and 153 withdrawn or closed by the applicant. Its denial rate on decided applications was 24.3%, compared with 22.2% for all lenders nationwide.

Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.

Legal name

Tyndall Federal Credit Union

Type

Federal credit union

NCUA charter #

10754

RSSD ID

803489

Primary regulator

NCUA

Established

1956

Headquarters

PO Box 59760, Panama City, FL 32412

Employees

214