TellerScore

Side-by-side · Q2 2026 data

Capital Credit Union vs Dakota West Credit Union

Credit union

Capital Credit Union

Bismarck, North Dakota · $100 million – $1 billion

66of 100
Moderate

Credit union

Dakota West Credit Union

Watford City, North Dakota · $100 million – $1 billion

61of 100
Moderate

Metric by metric

MeasureCapital Credit UnionDakota West Credit Union
TellerScore66 (stronger)61
Capital cushion8192 (stronger)
Loan quality40 (stronger)0
Earnings69 (stronger)64
Funding & liquidity6686 (stronger)
Problem-loan coverage78 (stronger)74
Peer percentile37th24th
Total assets$921.5M$326.5M
Deposits / shares$770.2M$282.8M
Capital ratio13.09%14.17% (stronger)
Problem loans1.80% (stronger)3.14%
Net charge-offs0.14%0.13% (stronger)
Return on assets1.22% (stronger)1.09%
Loans ÷ deposits94.3%58.8% (stronger)
Uninsured deposits10.6% (stronger)27.7%
Offices108
CFPB complaints (3 yrs)——
Complaints per $1B deposits——
Mortgage denial rate (HMDA)—51.5%

Capital Credit Union has the higher TellerScore (66 vs 61). On the 7 directional measures above (where higher or lower is clearly better), Capital Credit Union leads on 4 and Dakota West Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.

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