Side-by-side · Q2 2026 data
Capital Credit Union vs Hometown Credit Union
Metric by metric
| Measure | Capital Credit Union | Hometown Credit Union |
|---|---|---|
| TellerScore | 66 (stronger) | 58 |
| Capital cushion | 81 | 100 (stronger) |
| Loan quality | 40 (stronger) | 0 |
| Earnings | 69 | 77 (stronger) |
| Funding & liquidity | 66 (stronger) | 62 |
| Problem-loan coverage | 78 (stronger) | 30 |
| Peer percentile | 37th | 16th |
| Total assets | $921.5M | $223.1M |
| Deposits / shares | $770.2M | $182.0M |
| Capital ratio | 13.09% | 15.56% (stronger) |
| Problem loans | 1.80% (stronger) | 6.81% |
| Net charge-offs | 0.14% | 0.00% (stronger) |
| Return on assets | 1.22% | 1.43% (stronger) |
| Loans ÷ deposits | 94.3% (stronger) | 98.1% |
| Uninsured deposits | 10.6% | 8.9% (stronger) |
| Offices | 10 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 0.0% |
Capital Credit Union has the higher TellerScore (66 vs 58). On the 7 directional measures above (where higher or lower is clearly better), Capital Credit Union leads on 3 and Hometown Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.