Side-by-side · Q2 2026 data
Capital One, National Association vs Gibsland Bank & Trust Company
Metric by metric
| Measure | Capital One, National Association | Gibsland Bank & Trust Company |
|---|---|---|
| TellerScore | 66 | 81 (stronger) |
| Capital cushion | 56 | 100 (stronger) |
| Loan quality | 50 | 80 (stronger) |
| Earnings | 87 (stronger) | 73 |
| Funding & liquidity | 69 (stronger) | 58 |
| Problem-loan coverage | 89 (stronger) | 74 |
| Peer percentile | 84th | 80th |
| Total assets | $662.2B | $574.3M |
| Deposits / shares | $512.6B | $459.0M |
| Capital ratio | 10.58% | 16.50% (stronger) |
| Problem loans | 1.49% | 0.61% (stronger) |
| Net charge-offs | 3.30% | 0.08% (stronger) |
| Return on assets | 1.67% (stronger) | 1.32% |
| Loans ÷ deposits | 84.8% (stronger) | 92.5% |
| Uninsured deposits | 20.8% (stronger) | 24.1% |
| Offices | 240 | 17 |
| CFPB complaints (3 yrs) | 85,999 | — |
| Complaints per $1B deposits | 167.8 | — |
| Mortgage denial rate (HMDA) | — | — |
Gibsland Bank & Trust Company has the higher TellerScore (81 vs 66). On the 7 directional measures above (where higher or lower is clearly better), Capital One, National Association leads on 3 and Gibsland Bank & Trust Company on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.