Side-by-side · Q2 2026 data
Capital One, National Association vs HSBC Bank USA, National Association
Metric by metric
| Measure | Capital One, National Association | HSBC Bank USA, National Association |
|---|---|---|
| TellerScore | 66 (stronger) | 57 |
| Capital cushion | 56 (stronger) | 52 |
| Loan quality | 50 | 52 (stronger) |
| Earnings | 87 (stronger) | 59 |
| Funding & liquidity | 69 (stronger) | 50 |
| Problem-loan coverage | 89 | 90 (stronger) |
| Peer percentile | 84th | 11th |
| Total assets | $662.2B | $173.1B |
| Deposits / shares | $512.6B | $141.2B |
| Capital ratio | 10.58% (stronger) | 10.22% |
| Problem loans | 1.49% | 1.45% (stronger) |
| Net charge-offs | 3.30% | 0.16% (stronger) |
| Return on assets | 1.67% (stronger) | 0.98% |
| Loans ÷ deposits | 84.8% | 38.9% (stronger) |
| Uninsured deposits | 20.8% (stronger) | 68.1% |
| Offices | 240 | 40 |
| CFPB complaints (3 yrs) | 86,070 | — |
| Complaints per $1B deposits | 167.9 | — |
| Mortgage denial rate (HMDA) | — | 9.5% |
Capital One, National Association has the higher TellerScore (66 vs 57). On the 7 directional measures above (where higher or lower is clearly better), Capital One, National Association leads on 4 and HSBC Bank USA, National Association on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.