Side-by-side · Q2 2026 data
Capital One, National Association vs Navy Federal Credit Union
Metric by metric
| Measure | Capital One, National Association | Navy Federal Credit Union |
|---|---|---|
| TellerScore | 66 | 66 |
| Capital cushion | 56 | 67 (stronger) |
| Loan quality | 50 (stronger) | 47 |
| Earnings | 87 (stronger) | 75 |
| Funding & liquidity | 69 | 76 (stronger) |
| Problem-loan coverage | 89 (stronger) | 80 |
| Peer percentile | 84th | 60th |
| Total assets | $662.2B | $204.4B |
| Deposits / shares | $512.6B | $173.4B |
| Capital ratio | 10.58% | 11.65% (stronger) |
| Problem loans | 1.49% (stronger) | 1.58% |
| Net charge-offs | 3.30% | 2.35% (stronger) |
| Return on assets | 1.67% (stronger) | 1.38% |
| Loans ÷ deposits | 84.8% | 84.4% (stronger) |
| Uninsured deposits | 20.8% | 9.7% (stronger) |
| Offices | 240 | 134 |
| CFPB complaints (3 yrs) | 85,999 | 34,434 |
| Complaints per $1B deposits | 167.8 (stronger) | 198.6 |
| Mortgage denial rate (HMDA) | — | 32.9% |
Both have the same TellerScore. On the 7 directional measures above (where higher or lower is clearly better), Capital One, National Association leads on 3 and Navy Federal Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.