Side-by-side · Q2 2026 data
Capital One, National Association vs State Bank & Trust Company
Metric by metric
| Measure | Capital One, National Association | State Bank & Trust Company |
|---|---|---|
| TellerScore | 66 | 74 (stronger) |
| Capital cushion | 56 | 56 |
| Loan quality | 50 | 85 (stronger) |
| Earnings | 87 (stronger) | 80 |
| Funding & liquidity | 69 | 73 (stronger) |
| Problem-loan coverage | 89 | 93 (stronger) |
| Peer percentile | 84th | 57th |
| Total assets | $662.2B | $165.1M |
| Deposits / shares | $512.6B | $145.3M |
| Capital ratio | 10.58% | 10.63% (stronger) |
| Problem loans | 1.49% | 0.46% (stronger) |
| Net charge-offs | 3.30% | -0.05% (stronger) |
| Return on assets | 1.67% (stronger) | 1.50% |
| Loans ÷ deposits | 84.8% | 78.8% (stronger) |
| Uninsured deposits | 20.8% (stronger) | 22.4% |
| Offices | 240 | 4 |
| CFPB complaints (3 yrs) | 86,070 | — |
| Complaints per $1B deposits | 167.9 | — |
| Mortgage denial rate (HMDA) | — | — |
State Bank & Trust Company has the higher TellerScore (74 vs 66). On the 7 directional measures above (where higher or lower is clearly better), Capital One, National Association leads on 2 and State Bank & Trust Company on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Cut Off, LA