Side-by-side · Q2 2026 data
Capital One, National Association vs U.S. Bank National Association
Metric by metric
| Measure | Capital One, National Association | U.S. Bank National Association |
|---|---|---|
| TellerScore | 66 (stronger) | 55 |
| Capital cushion | 56 (stronger) | 45 |
| Loan quality | 50 | 52 (stronger) |
| Earnings | 87 (stronger) | 69 |
| Funding & liquidity | 69 (stronger) | 44 |
| Problem-loan coverage | 89 (stronger) | 84 |
| Peer percentile | 84th | 6th |
| Total assets | $662.2B | $705.6B |
| Deposits / shares | $512.6B | $541.9B |
| Capital ratio | 10.58% (stronger) | 9.49% |
| Problem loans | 1.49% | 1.45% (stronger) |
| Net charge-offs | 3.30% | 0.54% (stronger) |
| Return on assets | 1.67% (stronger) | 1.23% |
| Loans ÷ deposits | 84.8% | 74.9% (stronger) |
| Uninsured deposits | 20.8% (stronger) | 52.2% |
| Offices | 240 | 2,076 |
| CFPB complaints (3 yrs) | 85,999 | 16,475 |
| Complaints per $1B deposits | 167.8 | 30.4 (stronger) |
| Mortgage denial rate (HMDA) | — | 39.5% |
Capital One, National Association has the higher TellerScore (66 vs 55). On the 8 directional measures above (where higher or lower is clearly better), Capital One, National Association leads on 4 and U.S. Bank National Association on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.