Side-by-side · Q2 2026 data
Capitol Bank vs Avestar Credit Union
Metric by metric
| Measure | Capitol Bank | Avestar Credit Union |
|---|---|---|
| TellerScore | 79 (stronger) | 61 |
| Capital cushion | 74 (stronger) | 69 |
| Loan quality | 99 (stronger) | 55 |
| Earnings | 65 (stronger) | 41 |
| Funding & liquidity | 57 | 69 (stronger) |
| Problem-loan coverage | 100 (stronger) | 81 |
| Peer percentile | 75th | 23rd |
| Total assets | $565.3M | $68.2M |
| Deposits / shares | $473.0M | $59.6M |
| Capital ratio | 12.42% (stronger) | 11.90% |
| Problem loans | 0.02% (stronger) | 1.35% |
| Net charge-offs | -0.00% (stronger) | 0.53% |
| Return on assets | 1.12% (stronger) | 0.53% |
| Loans ÷ deposits | 89.8% (stronger) | 90.9% |
| Uninsured deposits | 27.1% | 3.4% (stronger) |
| Offices | 3 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 1.3% | — |
Capitol Bank has the higher TellerScore (79 vs 61). On the 7 directional measures above (where higher or lower is clearly better), Capitol Bank leads on 6 and Avestar Credit Union on 1. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.