Headquartered in Waterloo, Wisconsin, Avestar Credit Union is a federally insured state-chartered credit union with $68.2M in total assets and $59.6M in member shares and deposits as of Q2 2026. It operates 4 offices. Its charter dates back to 1964.
Avestar Credit Union has a TellerScore of 61 out of 100 (moderate) based on Q2 2026 data — higher than only 23% of its 2,479 credit unions with under $100 million in assets. Among 98 credit unions headquartered in Wisconsin, it ranks 82nd. Problem-loan coverage contributes the most (81/100, 9.3%); earnings contributes the least (41/100, 0.53%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 6 points (55 → 61), mostly because the earnings component improved by 14 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 54 |
| Q3 2024 | 51 |
| Q4 2024 | 53 |
| Q1 2025 | 53 |
| Q2 2025 | 55 |
| Q3 2025 | 62 |
| Q4 2025 | 59 |
| Q1 2026 | 57 |
| Q2 2026 | 61 |
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| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 11.72% |
| Q3 2024 | 11.64% |
| Q4 2024 | 11.71% |
| Q1 2025 | 11.99% |
| Q2 2025 | 12.07% |
| Q3 2025 | 12.11% |
| Q4 2025 | 12.21% |
| Q1 2026 | 11.97% |
| Q2 2026 | 11.90% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 1.42% |
| Q3 2024 | 1.77% |
| Q4 2024 | 1.69% |
| Q1 2025 | 1.86% |
| Q2 2025 | 1.66% |
| Q3 2025 | 1.23% |
| Q4 2025 | 1.55% |
| Q1 2026 | 1.44% |
| Q2 2026 | 1.35% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | -0.17% |
| Q3 2024 | -0.01% |
| Q4 2024 | 0.06% |
| Q1 2025 | 0.15% |
| Q2 2025 | 0.17% |
| Q3 2025 | 0.46% |
| Q4 2025 | 0.47% |
| Q1 2026 | 0.15% |
| Q2 2026 | 0.53% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 61 | $68.2M | 11.90% | 1.35% | 0.53% | 90.9% |
| Q1 2026 | 57 | $66.5M | 11.97% | 1.44% | 0.15% | 91.9% |
| Q4 2025 | 59 | $65.0M | 12.21% | 1.55% | 0.47% | 97.4% |
| Q3 2025 | 62 | $64.9M | 12.11% | 1.23% | 0.46% | 96.8% |
| Q2 2025 | 55 | $63.7M | 12.07% | 1.66% | 0.17% | 97.0% |
| Q1 2025 | 53 | $63.8M | 11.99% | 1.86% | 0.15% | 96.2% |
| Q4 2024 | 53 | $65.2M | 11.71% | 1.69% | 0.06% | 94.2% |
| Q3 2024 | 51 | $65.2M | 11.64% | 1.77% | -0.01% | 95.5% |
| Q2 2024 | 54 | $64.3M | 11.72% | 1.42% | -0.17% | 95.8% |
2,479 peers · Under $100 million in assets
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in Wisconsin
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Evergreen Credit UnionCredit union Neenah, WI | 76 out of 100, Strong | $65.3M | 14.0% | 0.99% | vs |
| Madison Credit UnionCredit union Madison, WI | 73 out of 100, Strong | $65.1M | 11.0% | 0.82% | vs |
| Brokaw Credit UnionCredit union Weston, WI | 79 out of 100, Strong | $73.9M | 12.1% | 0.55% | vs |
| Focus Credit UnionCredit union Menomonee Falls, WI | 83 out of 100, Strong | $61.7M | 14.0% | 0.49% | vs |
| Brewery Credit UnionCredit union Milwaukee, WI | 59 out of 100, Moderate | $58.8M | 23.6% | 5.00% | vs |
| Central Wisconsin Credit UnionCredit union Plover, WI | 80 out of 100, Strong | $56.3M | 10.8% | 0.73% | vs |
Deposit insurance
Is my money safe at Avestar Credit Union?
Yes. Avestar Credit Union is a federally insured credit union (NCUA charter #66537). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 3.4% of shares and deposits ($2.0M) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.
The net worth ratio is 11.90%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.
4 locations
Branches
Avestar Credit Union lists 4 offices in 3 cities. Most locations:
- Waterloo, WI (2)
- Madison, WI (1)
- Marshall, WI (1)
Identity & history
Profile
- Legal name
- Avestar Credit Union
- Type
- Federally insured state-chartered credit union
- NCUA charter #
- 66537
- RSSD ID
- 922894
- Primary regulator
- State + NCUA
- Established
- 1964
- Headquarters
- 125 W Madison St, Waterloo, WI 53594
- Employees
- 27
Quick answers
Avestar Credit Union: common questions
Is Avestar Credit Union NCUA insured?
Yes. Avestar Credit Union is a federally insured credit union (NCUA charter #66537). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is Avestar Credit Union's TellerScore?
61 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does Avestar Credit Union have?
4 offices as of the latest NCUA data.
Nearby
Highest-scoring banks and credit unions with branches near Waterloo
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Mississippi Public Employees Federal Credit UnionCredit union Jackson, MS | 97 out of 100, Very strong | $29.2M | 18.1% | 0.10% | vs |
| National Exchange Bank and TrustBank Fond Du Lac, WI | 88 out of 100, Very strong | $2.9B | 20.1% | 0.37% | vs |
| Hustisford State BankBank Hustisford, WI | 84 out of 100, Strong | $80.3M | 15.2% | 0.22% | vs |
| Badger BankBank Fort Atkinson, WI | 82 out of 100, Strong | $206.0M | 12.4% | 0.07% | vs |
| Capitol BankBank Madison, WI | 79 out of 100, Strong | $565.3M | 12.4% | 0.02% | vs |
| Farmers and Merchants Union BankBank Columbus, WI | 78 out of 100, Strong | $872.1M | 10.0% | 0.15% | vs |