Side-by-side · Q2 2026 data
Capitol Bank vs John Deere Financial, f.s.b.
Metric by metric
| Measure | Capitol Bank | John Deere Financial, f.s.b. |
|---|---|---|
| TellerScore | 79 | 82 (stronger) |
| Capital cushion | 74 | 100 (stronger) |
| Loan quality | 99 (stronger) | 91 |
| Earnings | 65 | 100 (stronger) |
| Funding & liquidity | 57 (stronger) | 0 |
| Problem-loan coverage | 100 (stronger) | 97 |
| Peer percentile | 75th | 93rd |
| Total assets | $565.3M | $4.9B |
| Deposits / shares | $473.0M | $1.6B |
| Capital ratio | 12.42% | 19.36% (stronger) |
| Problem loans | 0.02% (stronger) | 0.27% |
| Net charge-offs | -0.00% (stronger) | 2.36% |
| Return on assets | 1.12% | 3.11% (stronger) |
| Loans ÷ deposits | 89.8% (stronger) | 314.1% |
| Uninsured deposits | 27.1% (stronger) | 100.0% |
| Offices | 3 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 1.3% | — |
John Deere Financial, f.s.b. has the higher TellerScore (82 vs 79). On the 7 directional measures above (where higher or lower is clearly better), Capitol Bank leads on 4 and John Deere Financial, f.s.b. on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.