John Deere Financial, f.s.b. is a savings bank headquartered in Middleton, Wisconsin, in business for about 26 years. At the end of Q2 2026 it reported $4.9B in total assets and $1.6B in deposits, with 1 office.
Based on its Q2 2026 filing, John Deere Financial, f.s.b. scores 82/100, which we describe as strong. That is higher than 93% of 897 banks with $1 billion – $10 billion. Among 154 banks headquartered in Wisconsin, it ranks 32nd. Its strongest component is capital cushion (100/100; 19.36%), and its lowest is funding & liquidity (0/100; 314% loans-to-deposits, 100% uninsured).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 2 points (80 → 82), mostly because the earnings component improved by 11 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 82 |
| Q3 2024 | 82 |
| Q4 2024 | 81 |
| Q1 2025 | 73 |
| Q2 2025 | 80 |
| Q3 2025 | 82 |
| Q4 2025 | 82 |
| Q1 2026 | 76 |
| Q2 2026 | 82 |
Show as table
| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 19.05% |
| Q3 2024 | 17.35% |
| Q4 2024 | 19.59% |
| Q1 2025 | 23.37% |
| Q2 2025 | 18.65% |
| Q3 2025 | 16.26% |
| Q4 2025 | 19.04% |
| Q1 2026 | 24.63% |
| Q2 2026 | 19.36% |
Show as table
| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.29% |
| Q3 2024 | 0.30% |
| Q4 2024 | 0.43% |
| Q1 2025 | 1.33% |
| Q2 2025 | 0.29% |
| Q3 2025 | 0.29% |
| Q4 2025 | 0.37% |
| Q1 2026 | 0.92% |
| Q2 2026 | 0.27% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 2.93% |
| Q3 2024 | 3.97% |
| Q4 2024 | 4.27% |
| Q1 2025 | 4.72% |
| Q2 2025 | 1.72% |
| Q3 2025 | 3.27% |
| Q4 2025 | 3.87% |
| Q1 2026 | 5.09% |
| Q2 2026 | 3.11% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 82 | $4.9B | 19.36% | 0.27% | 3.11% | 314.1% |
| Q1 2026 | 76 | $4.1B | 24.63% | 0.92% | 5.09% | 297.6% |
| Q4 2025 | 82 | $3.4B | 19.04% | 0.37% | 3.87% | 264.1% |
| Q3 2025 | 82 | $4.8B | 16.26% | 0.29% | 3.27% | 292.0% |
| Q2 2025 | 80 | $4.5B | 18.65% | 0.29% | 1.72% | 296.1% |
| Q1 2025 | 73 | $3.8B | 23.37% | 1.33% | 4.72% | 282.3% |
| Q4 2024 | 81 | $3.4B | 19.59% | 0.43% | 4.27% | 253.7% |
| Q3 2024 | 82 | $4.6B | 17.35% | 0.30% | 3.97% | 279.4% |
| Q2 2024 | 82 | $4.3B | 19.05% | 0.29% | 2.93% | 278.4% |
897 peers · $1 billion – $10 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Wisconsin
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Town Bank, National AssociationBank Hartland, WI | 70 out of 100, Strong | $4.7B | 9.7% | 0.22% | vs |
| First Business BankBank Madison, WI | 63 out of 100, Moderate | $4.4B | 10.4% | 1.06% | vs |
| Bank First, N.A.Bank Manitowoc, WI | 68 out of 100, Moderate | $5.9B | 9.3% | 0.56% | vs |
| Lake Ridge BankBank Middleton, WI | 68 out of 100, Moderate | $3.4B | 10.0% | 0.34% | vs |
| National Exchange Bank and TrustBank Fond Du Lac, WI | 88 out of 100, Very strong | $2.9B | 20.1% | 0.37% | vs |
| Johnson BankBank Racine, WI | 73 out of 100, Strong | $7.1B | 12.3% | 0.23% | vs |
Deposit insurance
Is my money safe at John Deere Financial, f.s.b.?
Yes. John Deere Financial, f.s.b. is an FDIC-insured institution (FDIC certificate #35237). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 100.0% of deposits ($1.6B) are above the $250,000 FDIC insurance limit, above the peer median of 31%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 19.36%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).
1 location
Branches
John Deere Financial, f.s.b. lists 1 office in 1 city. Most locations:
- Middleton, WI (1)
Identity & history
Profile
- Legal name
- John Deere Financial, f.s.b.
- Former names
- FPC Financial, F.S.B.
- Type
- Savings bank
- FDIC certificate #
- 35237
- RSSD ID
- 2992547
- Primary regulator
- OCC
- Holding company
- Deere&company
- Established
- December 24, 2000
- Headquarters
- 8383 Greenway Blvd, Middleton, WI 53562
- Website
- www.deere.com
- Employees
- 87
Quick answers
John Deere Financial, f.s.b.: common questions
Is John Deere Financial, f.s.b. FDIC insured?
Yes. John Deere Financial, f.s.b. is an FDIC-insured institution (FDIC certificate #35237). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is John Deere Financial, f.s.b.'s TellerScore?
82 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has John Deere Financial, f.s.b. ever failed?
There is no failure record for FDIC certificate #35237 in the FDIC failed bank list.
How many branches does John Deere Financial, f.s.b. have?
1 office as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Middleton
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Mississippi Public Employees Federal Credit UnionCredit union Jackson, MS | 97 out of 100, Very strong | $29.2M | 18.1% | 0.10% | vs |
| Madison Fire Department Credit UnionCredit union Madison, WI | 90 out of 100, Very strong | $5.5M | 19.9% | 0.00% | vs |
| Bank of Prairie du SacBank Prairie Du Sac, WI | 88 out of 100, Very strong | $744.5M | 13.7% | 0.00% | vs |
| The Peoples Community BankBank Mazomanie, WI | 87 out of 100, Very strong | $388.8M | 12.8% | 0.14% | vs |
| Mound City BankBank Platteville, WI | 86 out of 100, Very strong | $550.7M | 13.1% | 0.11% | vs |
| Great Midwest Bank, S.S.B.Bank Brookfield, WI | 80 out of 100, Strong | $1.1B | 16.5% | 0.56% | vs |