Side-by-side · Q2 2026 data
Capitol Federal Savings Bank vs Communityamerica Federal Credit Union
Credit union
Communityamerica Federal Credit Union
Lenexa, Kansas · $1 billion – $10 billion
Metric by metric
| Measure | Capitol Federal Savings Bank | Communityamerica Federal Credit Union |
|---|---|---|
| TellerScore | 61 (stronger) | 49 |
| Capital cushion | 46 | 49 (stronger) |
| Loan quality | 79 (stronger) | 11 |
| Earnings | 56 | 65 (stronger) |
| Funding & liquidity | 50 | 82 (stronger) |
| Problem-loan coverage | 90 (stronger) | 60 |
| Peer percentile | 24th | 5th |
| Total assets | $9.7B | $9.0B |
| Deposits / shares | $6.9B | $8.1B |
| Capital ratio | 9.57% | 9.94% (stronger) |
| Problem loans | 0.62% (stronger) | 2.68% |
| Net charge-offs | 0.00% (stronger) | 0.86% |
| Return on assets | 0.90% | 1.12% (stronger) |
| Loans ÷ deposits | 118.1% | 78.1% (stronger) |
| Uninsured deposits | 11.2% | 8.4% (stronger) |
| Offices | 45 | 25 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 14.2% | — |
Capitol Federal Savings Bank has the higher TellerScore (61 vs 49). On the 7 directional measures above (where higher or lower is clearly better), Capitol Federal Savings Bank leads on 3 and Communityamerica Federal Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.