TellerScore

Communityamerica Federal Credit Union is a federal credit union headquartered in Lenexa, Kansas, in business for about 63 years. At the end of Q2 2026 it reported $9.0B in total assets and $8.1B in member shares and deposits, with 25 offices across 9 states.

Based on its Q2 2026 filing, Communityamerica Federal Credit Union scores 49/100, which we describe as below average. That is higher than only 5% of 454 credit unions with $1 billion – $10 billion. Among 62 credit unions headquartered in Kansas, it ranks 56th. Its strongest component is funding & liquidity (82/100; 78% loans-to-deposits, 8% uninsured), and its lowest is loan quality (11/100; 2.68%).

TellerScore · Q2 2026

Scorecard

Capital cushion49/100
Net worth ratio: 9.94%
Loan quality11/100
Loans 60+ days delinquent ÷ total loans: 2.68%
Earnings65/100
Return on assets (annualized): 1.12%
Funding & liquidity82/100
Loans ÷ shares: 78.1% · 8.4% uninsured
Problem-loan coverage60/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 20.00%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 3 points (46 → 49), mostly because the earnings component weakened by 29 points.

TellerScore
364859Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202436
Q3 202443
Q4 202444
Q1 202557
Q2 202546
Q3 202545
Q4 202553
Q1 202659
Q2 202649
Net worth ratio
7.00%8.47%9.94%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 20247.70%
Q3 20247.95%
Q4 20247.77%
Q1 20258.44%
Q2 20258.81%
Q3 20258.98%
Q4 20259.75%
Q1 20269.65%
Q2 20269.94%
Delinquent loans (60+ days)
1.41%2.18%2.94%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20242.03%
Q3 20241.49%
Q4 20241.44%
Q1 20251.80%
Q2 20252.94%
Q3 20252.63%
Q4 20251.63%
Q1 20261.41%
Q2 20262.68%
Return on assets
0.16%1.47%2.77%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.16%
Q3 20240.33%
Q4 20240.32%
Q1 20252.77%
Q2 20251.86%
Q3 20251.29%
Q4 20250.55%
Q1 20260.94%
Q2 20261.12%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202649$9.0B9.94%2.68%1.12%78.1%
Q1 202659$9.0B9.65%1.41%0.94%77.0%
Q4 202553$8.7B9.75%1.63%0.55%80.9%
Q3 202545$3.4B8.98%2.63%1.29%84.9%
Q2 202546$3.5B8.81%2.94%1.86%86.7%
Q1 202557$3.5B8.44%1.80%2.77%87.1%
Q4 202444$3.5B7.77%1.44%0.32%94.6%
Q3 202443$3.5B7.95%1.49%0.33%97.1%
Q2 202436$3.5B7.70%2.03%0.16%97.8%

454 peers · $1 billion – $10 billion

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio9.94%
29th
Problem loans2.68%
2nd
Net charge-offs0.86%
21st
Return on assets1.12%
75th
Loans to deposits78.1%
75th
Uninsured deposits8.4%
57th
Loan-loss reserves0.00%
50th
Texas ratio20.0%
2nd

Similar-size credit unions in Kansas

InstitutionScoreAssetsCapitalProblem loansCompare
Credit Union of AmericaCredit union Wichita, KS75 out of 100, Strong$1.9B12.7%0.64%vs
Mazuma Credit UnionCredit union Overland Park, KS61 out of 100, Moderate$1.1B10.6%1.38%vs
Golden Plains Credit UnionCredit union Garden City, KS70 out of 100, Strong$1.0B13.2%1.06%vs

Deposit insurance

Is my money safe at Communityamerica Federal Credit Union?

Yes. Communityamerica Federal Credit Union is a federally insured credit union (NCUA charter #15732). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 8.4% of shares and deposits ($680.0M) are above the $250,000 NCUA insurance limit, close to the peer median of 9%. Insured balances are protected regardless of the score.

The net worth ratio is 9.94%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

25 locations

Branches

Communityamerica Federal Credit Union lists 25 offices in 23 cities across 9 states. Most locations:

All branch addresses and map

CFPB TCCP survey · December 31, 2025

Credit card terms

CardPurchase APRAnnual feeLate feeForeign fee
Platinum Low Rate11.99% – 18.00%$0$251.0%

All Communityamerica Federal Credit Union card terms

Identity & history

Profile

Legal name
Communityamerica Federal Credit Union
Type
Federal credit union
NCUA charter #
15732
RSSD ID
524494
Primary regulator
NCUA
Established
1963
Headquarters
P.O. Box 15950, Lenexa, KS 66285
Employees
1,472

Quick answers

Communityamerica Federal Credit Union: common questions

Is Communityamerica Federal Credit Union NCUA insured?

Yes. Communityamerica Federal Credit Union is a federally insured credit union (NCUA charter #15732). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Communityamerica Federal Credit Union's TellerScore?

49 out of 100 (Below average), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Communityamerica Federal Credit Union have?

25 offices as of the latest NCUA data, in 9 states.