Side-by-side · Q2 2026 data
Capitol National Bank vs Lafcu Credit Union
Metric by metric
| Measure | Capitol National Bank | Lafcu Credit Union |
|---|---|---|
| TellerScore | 75 (stronger) | 72 |
| Capital cushion | 100 | 100 |
| Loan quality | 50 | 59 (stronger) |
| Earnings | 92 (stronger) | 33 |
| Funding & liquidity | 38 | 78 (stronger) |
| Problem-loan coverage | 86 | 92 (stronger) |
| Peer percentile | 61st | 66th |
| Total assets | $209.3M | $1.1B |
| Deposits / shares | $162.1M | $891.8M |
| Capital ratio | 16.74% | 20.67% (stronger) |
| Problem loans | 1.49% | 1.24% (stronger) |
| Net charge-offs | 0.00% (stronger) | 1.00% |
| Return on assets | 1.79% (stronger) | 0.31% |
| Loans ÷ deposits | 102.7% | 82.1% (stronger) |
| Uninsured deposits | 32.8% | 10.3% (stronger) |
| Offices | 2 | 10 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 11.7% |
Capitol National Bank has the higher TellerScore (75 vs 72). On the 7 directional measures above (where higher or lower is clearly better), Capitol National Bank leads on 3 and Lafcu Credit Union on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.