Side-by-side · Q2 2026 data
Capitol View Credit Union vs Journey Credit Union
Metric by metric
| Measure | Capitol View Credit Union | Journey Credit Union |
|---|---|---|
| TellerScore | 82 | 85 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 86 (stronger) | 63 |
| Earnings | 31 | 82 (stronger) |
| Funding & liquidity | 96 (stronger) | 90 |
| Problem-loan coverage | 97 (stronger) | 92 |
| Peer percentile | 70th | 77th |
| Total assets | $46.1M | $97.6M |
| Deposits / shares | $37.4M | $80.4M |
| Capital ratio | 18.73% (stronger) | 16.86% |
| Problem loans | 0.41% (stronger) | 1.11% |
| Net charge-offs | 0.25% (stronger) | 0.64% |
| Return on assets | 0.27% | 1.56% (stronger) |
| Loans ÷ deposits | 64.6% (stronger) | 70.6% |
| Uninsured deposits | 3.2% (stronger) | 9.0% |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 4.8% |
Journey Credit Union has the higher TellerScore (85 vs 82). On the 7 directional measures above (where higher or lower is clearly better), Capitol View Credit Union leads on 5 and Journey Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.