TellerScore

Capitol View Credit Union (NCUA charter #62878) is based in Des Moines, Iowa. Its Q2 2026 call report shows $46.1M in total assets and $37.4M in member shares and deposits and 1 office.

Capitol View Credit Union has a TellerScore of 82 out of 100 (strong) based on Q2 2026 data — higher than 70% of its 2,479 credit unions with under $100 million in assets. Among 66 credit unions headquartered in Iowa, it ranks 18th. Capital cushion contributes the most (100/100, 18.73%); earnings contributes the least (31/100, 0.27%).

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Net worth ratio: 18.73%
Loan quality86/100
Loans 60+ days delinquent ÷ total loans: 0.41%
Earnings31/100
Return on assets (annualized): 0.27%
Funding & liquidity96/100
Loans ÷ shares: 64.6% · 3.2% uninsured
Problem-loan coverage97/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 1.46%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score fell 4 points (86 → 82), mostly because the earnings component weakened by 39 points.

TellerScore
829098Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202498
Q3 202493
Q4 202494
Q1 202588
Q2 202586
Q3 202589
Q4 202590
Q1 202688
Q2 202682
Net worth ratio
7.00%12.87%18.73%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202417.28%
Q3 202418.09%
Q4 202418.08%
Q1 202518.38%
Q2 202518.39%
Q3 202518.73%
Q4 202518.64%
Q1 202618.54%
Q2 202618.73%
Delinquent loans (60+ days)
0.05%0.38%0.71%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.05%
Q3 20240.43%
Q4 20240.11%
Q1 20250.50%
Q2 20250.71%
Q3 20250.43%
Q4 20250.12%
Q1 20260.07%
Q2 20260.41%
Return on assets
0.27%1.09%1.92%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20241.92%
Q3 20241.84%
Q4 20241.58%
Q1 20251.20%
Q2 20251.24%
Q3 20251.25%
Q4 20251.03%
Q1 20260.73%
Q2 20260.27%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202682$46.1M18.73%0.41%0.27%64.6%
Q1 202688$46.7M18.54%0.07%0.73%66.7%
Q4 202590$46.0M18.64%0.12%1.03%68.2%
Q3 202589$45.5M18.73%0.43%1.25%69.4%
Q2 202586$45.4M18.39%0.71%1.24%70.1%
Q1 202588$44.6M18.38%0.50%1.20%69.9%
Q4 202494$44.5M18.08%0.11%1.58%70.0%
Q3 202493$43.7M18.09%0.43%1.84%71.7%
Q2 202498$44.5M17.28%0.05%1.92%66.5%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio18.73%
73rd
Problem loans0.41%
63rd
Net charge-offs0.25%
43rd
Return on assets0.27%
30th
Loans to deposits64.6%
41st
Uninsured deposits3.2%
34th
Loan-loss reserves0.00%
37th
Texas ratio1.5%
59th

Similar-size credit unions in Iowa

InstitutionScoreAssetsCapitalProblem loansCompare
Sioux Valley Community Credit UnionCredit union Sioux City, IA43 out of 100, Below average$43.6M10.4%2.65%vs
Fort Dodge Family Credit UnionCredit union Fort Dodge, IA63 out of 100, Moderate$41.5M12.9%1.86%vs
5 Star Community Credit UnionCredit union Mount Pleasant, IA58 out of 100, Moderate$54.5M8.3%0.79%vs
Holy Ghost Parish Credit UnionCredit union Dubuque, IA71 out of 100, Strong$34.9M9.8%0.00%vs
Meridian Credit UnionCredit union Ottumwa, IA91 out of 100, Very strong$34.4M16.7%0.14%vs
Metco Credit UnionCredit union Cedar Rapids, IA92 out of 100, Very strong$58.7M18.8%0.70%vs

Deposit insurance

Is my money safe at Capitol View Credit Union?

Yes. Capitol View Credit Union is a federally insured credit union (NCUA charter #62878). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 3.2% of shares and deposits ($1.2M) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 18.73%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

1 location

Branches

Capitol View Credit Union lists 1 office in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Capitol View Credit Union
Type
Federally insured state-chartered credit union
NCUA charter #
62878
RSSD ID
698797
Primary regulator
State + NCUA
Established
1944
Headquarters
623 E 12th St, Des Moines, IA 50309
Employees
7

Quick answers

Capitol View Credit Union: common questions

Is Capitol View Credit Union NCUA insured?

Yes. Capitol View Credit Union is a federally insured credit union (NCUA charter #62878). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Capitol View Credit Union's TellerScore?

82 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Capitol View Credit Union have?

1 office as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Des Moines

InstitutionScoreAssetsCapitalProblem loansCompare
ITS BankBank Johnston, IA98 out of 100, Very strong$45.2M97.5%0.00%vs
Lamoure Credit UnionCredit union Lamoure, ND98 out of 100, Very strong$38.8M18.9%0.00%vs
Iowa State BankBank Des Moines, IA95 out of 100, Very strong$480.5M15.9%0.00%vs
Journey Credit UnionCredit union Des Moines, IA85 out of 100, Very strong$97.6M16.9%1.11%vs
Serve Credit UnionCredit union Des Moines, IA84 out of 100, Strong$101.3M18.1%0.81%vs
Charter BankBank Johnston, IA83 out of 100, Strong$227.5M11.0%0.00%vs