Side-by-side · Q2 2026 data
Capon Valley Bank vs City National Bank of West Virginia
Metric by metric
| Measure | Capon Valley Bank | City National Bank of West Virginia |
|---|---|---|
| TellerScore | 61 | 78 (stronger) |
| Capital cushion | 47 (stronger) | 46 |
| Loan quality | 58 | 93 (stronger) |
| Earnings | 67 | 98 (stronger) |
| Funding & liquidity | 77 (stronger) | 76 |
| Problem-loan coverage | 79 | 97 (stronger) |
| Peer percentile | 20th | 86th |
| Total assets | $244.2M | $6.8B |
| Deposits / shares | $218.4M | $5.4B |
| Capital ratio | 9.67% (stronger) | 9.65% |
| Problem loans | 1.27% | 0.22% (stronger) |
| Net charge-offs | 0.18% | 0.05% (stronger) |
| Return on assets | 1.16% | 1.96% (stronger) |
| Loans ÷ deposits | 80.8% (stronger) | 82.7% |
| Uninsured deposits | 17.3% | 16.7% (stronger) |
| Offices | 6 | 95 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 1.1% | 27.3% |
City National Bank of West Virginia has the higher TellerScore (78 vs 61). On the 7 directional measures above (where higher or lower is clearly better), Capon Valley Bank leads on 2 and City National Bank of West Virginia on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Stephens City, VA
- Winchester, VA