Side-by-side · Q2 2026 data
Capon Valley Bank vs Highlands Bank
Metric by metric
| Measure | Capon Valley Bank | Highlands Bank |
|---|---|---|
| TellerScore | 61 | 69 (stronger) |
| Capital cushion | 47 | 60 (stronger) |
| Loan quality | 58 | 70 (stronger) |
| Earnings | 67 | 71 (stronger) |
| Funding & liquidity | 77 (stronger) | 71 |
| Problem-loan coverage | 79 | 87 (stronger) |
| Peer percentile | 20th | 40th |
| Total assets | $244.2M | $407.1M |
| Deposits / shares | $218.4M | $356.8M |
| Capital ratio | 9.67% | 11.00% (stronger) |
| Problem loans | 1.27% | 0.91% (stronger) |
| Net charge-offs | 0.18% | -0.00% (stronger) |
| Return on assets | 1.16% | 1.27% (stronger) |
| Loans ÷ deposits | 80.8% (stronger) | 85.8% |
| Uninsured deposits | 17.3% (stronger) | 18.3% |
| Offices | 6 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 1.1% | 10.7% |
Highlands Bank has the higher TellerScore (69 vs 61). On the 7 directional measures above (where higher or lower is clearly better), Capon Valley Bank leads on 2 and Highlands Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Moorefield, WV