Side-by-side · Q2 2026 data
Capon Valley Bank vs Williamstown Bank, Inc.
Metric by metric
| Measure | Capon Valley Bank | Williamstown Bank, Inc. |
|---|---|---|
| TellerScore | 61 | 66 (stronger) |
| Capital cushion | 47 | 51 (stronger) |
| Loan quality | 58 | 88 (stronger) |
| Earnings | 67 (stronger) | 44 |
| Funding & liquidity | 77 (stronger) | 72 |
| Problem-loan coverage | 79 | 94 (stronger) |
| Peer percentile | 20th | 31st |
| Total assets | $244.2M | $236.7M |
| Deposits / shares | $218.4M | $212.3M |
| Capital ratio | 9.67% | 10.14% (stronger) |
| Problem loans | 1.27% | 0.37% (stronger) |
| Net charge-offs | 0.18% | 0.07% (stronger) |
| Return on assets | 1.16% (stronger) | 0.60% |
| Loans ÷ deposits | 80.8% (stronger) | 88.1% |
| Uninsured deposits | 17.3% | 8.2% (stronger) |
| Offices | 6 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 1.1% | 14.1% |
Williamstown Bank, Inc. has the higher TellerScore (66 vs 61). On the 7 directional measures above (where higher or lower is clearly better), Capon Valley Bank leads on 2 and Williamstown Bank, Inc. on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.