Side-by-side · Q2 2026 data
Caprock Federal Credit Union vs Mesquite Credit Union
Metric by metric
| Measure | Caprock Federal Credit Union | Mesquite Credit Union |
|---|---|---|
| TellerScore | 56 | 78 (stronger) |
| Capital cushion | 65 (stronger) | 60 |
| Loan quality | 52 | 99 (stronger) |
| Earnings | 22 | 58 (stronger) |
| Funding & liquidity | 76 | 91 (stronger) |
| Problem-loan coverage | 80 | 100 (stronger) |
| Peer percentile | 16th | 59th |
| Total assets | $40.4M | $40.8M |
| Deposits / shares | $35.5M | $36.0M |
| Capital ratio | 11.54% (stronger) | 10.96% |
| Problem loans | 1.43% | 0.03% (stronger) |
| Net charge-offs | 0.20% | 0.20% (stronger) |
| Return on assets | 0.05% | 0.96% (stronger) |
| Loans ÷ deposits | 83.6% | 69.1% (stronger) |
| Uninsured deposits | 15.4% | 0.0% (stronger) |
| Offices | 3 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Mesquite Credit Union has the higher TellerScore (78 vs 56). On the 7 directional measures above (where higher or lower is clearly better), Caprock Federal Credit Union leads on 1 and Mesquite Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.