TellerScore

Mesquite Credit Union (NCUA charter #67436) is based in Mesquite, Texas. Its Q2 2026 call report shows $40.8M in total assets and $36.0M in member shares and deposits and 2 offices.

Based on its Q2 2026 filing, Mesquite Credit Union scores 78/100, which we describe as strong. That is higher than 59% of 2,479 credit unions with under $100 million in assets. Among 380 credit unions headquartered in Texas, it ranks 137th. Its strongest component is problem-loan coverage (100/100; 0.2%), and its lowest is earnings (58/100; 0.96%).

TellerScore · Q2 2026

Scorecard

Capital cushion60/100
Net worth ratio: 10.96%
Loan quality99/100
Loans 60+ days delinquent ÷ total loans: 0.03%
Earnings58/100
Return on assets (annualized): 0.96%
Funding & liquidity91/100
Loans ÷ shares: 69.1% · 0.0% uninsured
Problem-loan coverage100/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 0.16%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 4 points (74 → 78), mostly because the capital cushion component improved by 8 points.

TellerScore
687378Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202468
Q3 202471
Q4 202473
Q1 202573
Q2 202574
Q3 202575
Q4 202575
Q1 202677
Q2 202678
Net worth ratio
7.00%8.98%10.96%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 20249.22%
Q3 20249.45%
Q4 20249.84%
Q1 20259.84%
Q2 202510.23%
Q3 202510.35%
Q4 202510.55%
Q1 202610.67%
Q2 202610.96%
Delinquent loans (60+ days)
0.03%0.21%0.39%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.39%
Q3 20240.19%
Q4 20240.15%
Q1 20250.09%
Q2 20250.13%
Q3 20250.13%
Q4 20250.13%
Q1 20260.03%
Q2 20260.03%
Return on assets
0.82%0.91%1.00%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.93%
Q3 20240.92%
Q4 20241.00%
Q1 20250.82%
Q2 20250.90%
Q3 20250.90%
Q4 20250.92%
Q1 20260.92%
Q2 20260.96%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202678$40.8M10.96%0.03%0.96%69.1%
Q1 202677$41.0M10.67%0.03%0.92%70.5%
Q4 202575$40.6M10.55%0.13%0.92%73.1%
Q3 202575$40.4M10.35%0.13%0.90%68.8%
Q2 202574$39.9M10.23%0.13%0.90%70.9%
Q1 202573$40.6M9.84%0.09%0.82%70.6%
Q4 202473$39.8M9.84%0.15%1.00%71.0%
Q3 202471$40.1M9.45%0.19%0.92%71.0%
Q2 202468$40.1M9.22%0.39%0.93%74.4%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio10.96%
24th
Problem loans0.03%
85th
Net charge-offs0.20%
48th
Return on assets0.96%
66th
Loans to deposits69.1%
35th
Uninsured deposits0.0%
81st
Loan-loss reserves0.00%
37th
Texas ratio0.2%
82nd

Similar-size credit unions in Texas

InstitutionScoreAssetsCapitalProblem loansCompare
San Angelo Federal Credit UnionCredit union San Angelo, TX84 out of 100, Strong$40.6M12.9%0.73%vs
Caprock Federal Credit UnionCredit union Lamesa, TX56 out of 100, Moderate$40.4M11.5%1.43%vs
Keystone Credit UnionCredit union Tyler, TX80 out of 100, Strong$40.2M27.4%0.68%vs
Old Ocean Federal Credit UnionCredit union Sweeny, TX98 out of 100, Very strong$41.6M20.5%0.24%vs
Bcm Federal Credit UnionCredit union Houston, TX81 out of 100, Strong$42.7M12.6%0.51%vs
Travis County Credit UnionCredit union Austin, TX49 out of 100, Below average$42.7M9.4%2.24%vs

Deposit insurance

Is my money safe at Mesquite Credit Union?

Yes. Mesquite Credit Union is a federally insured credit union (NCUA charter #67436). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 10.96%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

2 locations

Branches

Mesquite Credit Union lists 2 offices in 2 cities. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Mesquite Credit Union
Type
Federally insured state-chartered credit union
NCUA charter #
67436
RSSD ID
757096
Primary regulator
State + NCUA
Established
1968
Headquarters
1510 N Galloway Ave, Mesquite, TX 75149
Employees
9

Quick answers

Mesquite Credit Union: common questions

Is Mesquite Credit Union NCUA insured?

Yes. Mesquite Credit Union is a federally insured credit union (NCUA charter #67436). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Mesquite Credit Union's TellerScore?

78 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Mesquite Credit Union have?

2 offices as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Mesquite

InstitutionScoreAssetsCapitalProblem loansCompare
Lakeside BankBank Rockwall, TX92 out of 100, Very strong$389.2M14.4%0.00%vs
Metro Medical Credit UnionCredit union Dallas, TX91 out of 100, Very strong$82.7M17.9%0.66%vs
Seagoville Federal Credit UnionCredit union Seagoville, TX89 out of 100, Very strong$15.8M21.6%0.21%vs
Datcu Credit UnionCredit union Denton, TX89 out of 100, Very strong$1.8B17.2%0.13%vs
International Bank of CommerceBank Oklahoma City, OK88 out of 100, Very strong$1.6B15.5%0.66%vs
American First National BankBank Houston, TX87 out of 100, Very strong$2.9B14.4%0.42%vs