Side-by-side · Q2 2026 data
Caprock Federal Credit Union vs Travis County Credit Union
Metric by metric
| Measure | Caprock Federal Credit Union | Travis County Credit Union |
|---|---|---|
| TellerScore | 56 (stronger) | 49 |
| Capital cushion | 65 (stronger) | 44 |
| Loan quality | 52 (stronger) | 25 |
| Earnings | 22 | 38 (stronger) |
| Funding & liquidity | 76 | 99 (stronger) |
| Problem-loan coverage | 80 (stronger) | 74 |
| Peer percentile | 16th | 8th |
| Total assets | $40.4M | $42.7M |
| Deposits / shares | $35.5M | $38.4M |
| Capital ratio | 11.54% (stronger) | 9.45% |
| Problem loans | 1.43% (stronger) | 2.24% |
| Net charge-offs | 0.20% | 0.10% (stronger) |
| Return on assets | 0.05% | 0.46% (stronger) |
| Loans ÷ deposits | 83.6% | 61.5% (stronger) |
| Uninsured deposits | 15.4% | 4.3% (stronger) |
| Offices | 3 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Caprock Federal Credit Union has the higher TellerScore (56 vs 49). On the 7 directional measures above (where higher or lower is clearly better), Caprock Federal Credit Union leads on 3 and Travis County Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.