Side-by-side · Q2 2026 data
Caprock Santa Fe Credit Union vs Alliance Credit Union
Metric by metric
| Measure | Caprock Santa Fe Credit Union | Alliance Credit Union |
|---|---|---|
| TellerScore | 85 (stronger) | 62 |
| Capital cushion | 100 (stronger) | 59 |
| Loan quality | 41 | 64 (stronger) |
| Earnings | 100 (stronger) | 49 |
| Funding & liquidity | 100 (stronger) | 65 |
| Problem-loan coverage | 97 (stronger) | 83 |
| Peer percentile | 77th | 30th |
| Total assets | $51.5M | $1.1B |
| Deposits / shares | $29.6M | $943.8M |
| Capital ratio | 41.73% (stronger) | 10.90% |
| Problem loans | 1.77% | 1.07% (stronger) |
| Net charge-offs | 0.81% | 0.67% (stronger) |
| Return on assets | 2.14% (stronger) | 0.72% |
| Loans ÷ deposits | 49.4% (stronger) | 95.6% |
| Uninsured deposits | 2.3% | 0.0% (stronger) |
| Offices | 1 | 16 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Caprock Santa Fe Credit Union has the higher TellerScore (85 vs 62). On the 7 directional measures above (where higher or lower is clearly better), Caprock Santa Fe Credit Union leads on 4 and Alliance Credit Union on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.