Headquartered in Slaton, Texas, Caprock Santa Fe Credit Union is a federally insured state-chartered credit union with $51.5M in total assets and $29.6M in member shares and deposits as of Q2 2026. It operates 1 office. Its charter dates back to 1954.
Based on its Q2 2026 filing, Caprock Santa Fe Credit Union scores 85/100, which we describe as very strong. That is higher than 77% of 2,479 credit unions with under $100 million in assets. Among 380 credit unions headquartered in Texas, it ranks 78th. Its strongest component is capital cushion (100/100; 41.73%), and its lowest is loan quality (41/100; 1.77%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
The score has been essentially flat from Q2 2025 to Q2 2026 (85 → 85).
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 74 |
| Q3 2024 | 83 |
| Q4 2024 | 80 |
| Q1 2025 | 80 |
| Q2 2025 | 85 |
| Q3 2025 | 83 |
| Q4 2025 | 84 |
| Q1 2026 | 85 |
| Q2 2026 | 85 |
Show as table
| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 39.40% |
| Q3 2024 | 39.77% |
| Q4 2024 | 40.17% |
| Q1 2025 | 40.55% |
| Q2 2025 | 40.86% |
| Q3 2025 | 40.81% |
| Q4 2025 | 40.84% |
| Q1 2026 | 41.20% |
| Q2 2026 | 41.73% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 2.65% |
| Q3 2024 | 1.83% |
| Q4 2024 | 2.26% |
| Q1 2025 | 2.12% |
| Q2 2025 | 1.80% |
| Q3 2025 | 1.97% |
| Q4 2025 | 1.82% |
| Q1 2026 | 1.81% |
| Q2 2026 | 1.77% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 1.57% |
| Q3 2024 | 1.84% |
| Q4 2024 | 1.93% |
| Q1 2025 | 1.83% |
| Q2 2025 | 2.06% |
| Q3 2025 | 2.14% |
| Q4 2025 | 2.08% |
| Q1 2026 | 2.38% |
| Q2 2026 | 2.14% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 85 | $51.5M | 41.73% | 1.77% | 2.14% | 49.4% |
| Q1 2026 | 85 | $51.6M | 41.20% | 1.81% | 2.38% | 49.0% |
| Q4 2025 | 84 | $51.3M | 40.84% | 1.82% | 2.08% | 51.2% |
| Q3 2025 | 83 | $50.8M | 40.81% | 1.97% | 2.14% | 54.0% |
| Q2 2025 | 85 | $50.0M | 40.86% | 1.80% | 2.06% | 56.2% |
| Q1 2025 | 80 | $49.7M | 40.55% | 2.12% | 1.83% | 57.1% |
| Q4 2024 | 80 | $49.6M | 40.17% | 2.26% | 1.93% | 56.9% |
| Q3 2024 | 83 | $49.5M | 39.77% | 1.83% | 1.84% | 57.2% |
| Q2 2024 | 74 | $49.2M | 39.40% | 2.65% | 1.57% | 57.5% |
2,479 peers · Under $100 million in assets
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in Texas
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Highway District 21 Federal Credit UnionCredit union McAllen, TX | 95 out of 100, Very strong | $51.6M | 23.1% | 0.23% | vs |
| Lubrizol Employees' Credit UnionCredit union Deer Park, TX | 86 out of 100, Very strong | $51.2M | 18.8% | 0.44% | vs |
| Trans Texas Southwest Credit UnionCredit union San Angelo, TX | 77 out of 100, Strong | $51.0M | 13.3% | 0.54% | vs |
| Star Financial Credit UnionCredit union Corpus Christi, TX | 70 out of 100, Strong | $48.8M | 11.0% | 0.40% | vs |
| Walker County Federal Credit UnionCredit union Huntsville, TX | 85 out of 100, Very strong | $54.3M | 16.5% | 0.57% | vs |
| Houston Highway Credit UnionCredit union Houston, TX | 64 out of 100, Moderate | $48.4M | 10.9% | 1.14% | vs |
Deposit insurance
Is my money safe at Caprock Santa Fe Credit Union?
Yes. Caprock Santa Fe Credit Union is a federally insured credit union (NCUA charter #67441). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 2.3% of shares and deposits ($675K) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.
The net worth ratio is 41.73%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.
1 location
Branches
Caprock Santa Fe Credit Union lists 1 office in 1 city. Most locations:
- Slaton, TX (1)
Identity & history
Profile
- Legal name
- Caprock Santa Fe Credit Union
- Type
- Federally insured state-chartered credit union
- NCUA charter #
- 67441
- RSSD ID
- 830690
- Primary regulator
- State + NCUA
- Established
- 1954
- Headquarters
- Po Box 100, Slaton, TX 79364
- Employees
- 9
Quick answers
Caprock Santa Fe Credit Union: common questions
Is Caprock Santa Fe Credit Union NCUA insured?
Yes. Caprock Santa Fe Credit Union is a federally insured credit union (NCUA charter #67441). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is Caprock Santa Fe Credit Union's TellerScore?
85 out of 100 (Very strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does Caprock Santa Fe Credit Union have?
1 office as of the latest NCUA data.
Nearby
Highest-scoring banks and credit unions with branches near Slaton
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Citizens National Bank of CrosbytonBank Crosbyton, TX | 98 out of 100, Very strong | $77.6M | 16.8% | 0.00% | vs |
| Citizens Federal Credit UnionCredit union Big Spring, TX | 90 out of 100, Very strong | $201.9M | 14.6% | 0.13% | vs |
| Citizens State BankBank Anton, TX | 84 out of 100, Strong | $80.7M | 16.0% | 0.01% | vs |
| First State BankBank Shallowater, TX | 84 out of 100, Strong | $150.8M | 15.9% | 0.23% | vs |
| Centennial BankBank Conway, AR | 79 out of 100, Strong | $24.6B | 12.6% | 0.55% | vs |
| First United BankBank Dimmitt, TX | 77 out of 100, Strong | $2.4B | 11.2% | 0.41% | vs |