Side-by-side · Q2 2026 data
Capstone Federal Credit Union vs Hanin Federal Credit Union
Credit union
Capstone Federal Credit Union
Aliso Viejo, California · Under $100 million in assets
Credit union
Hanin Federal Credit Union
Los Angeles, California · Under $100 million in assets
Metric by metric
| Measure | Capstone Federal Credit Union | Hanin Federal Credit Union |
|---|---|---|
| TellerScore | 62 | 69 (stronger) |
| Capital cushion | 78 | 88 (stronger) |
| Loan quality | 44 | 64 (stronger) |
| Earnings | 19 | 43 (stronger) |
| Funding & liquidity | 100 (stronger) | 65 |
| Problem-loan coverage | 90 (stronger) | 87 |
| Peer percentile | 24th | 38th |
| Total assets | $31.9M | $32.4M |
| Deposits / shares | $27.9M | $27.6M |
| Capital ratio | 12.75% | 13.81% (stronger) |
| Problem loans | 1.69% | 1.07% (stronger) |
| Net charge-offs | 0.35% (stronger) | 0.83% |
| Return on assets | -0.03% | 0.57% (stronger) |
| Loans ÷ deposits | 44.9% (stronger) | 95.6% |
| Uninsured deposits | 3.4% (stronger) | 8.2% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Hanin Federal Credit Union has the higher TellerScore (69 vs 62). On the 7 directional measures above (where higher or lower is clearly better), Capstone Federal Credit Union leads on 3 and Hanin Federal Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.