Side-by-side · Q2 2026 data
Carey Poverello Federal Credit Union vs Millstream Area Credit Union
Metric by metric
| Measure | Carey Poverello Federal Credit Union | Millstream Area Credit Union |
|---|---|---|
| TellerScore | 81 | 82 (stronger) |
| Capital cushion | 79 (stronger) | 76 |
| Loan quality | 89 (stronger) | 78 |
| Earnings | 50 | 77 (stronger) |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 98 (stronger) | 95 |
| Peer percentile | 68th | 70th |
| Total assets | $32.7M | $70.8M |
| Deposits / shares | $28.4M | $61.3M |
| Capital ratio | 12.87% (stronger) | 12.64% |
| Problem loans | 0.34% (stronger) | 0.66% |
| Net charge-offs | 0.13% (stronger) | 0.38% |
| Return on assets | 0.75% | 1.41% (stronger) |
| Loans ÷ deposits | 36.3% (stronger) | 55.9% |
| Uninsured deposits | 4.5% | 0.0% (stronger) |
| Offices | 1 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Millstream Area Credit Union has the higher TellerScore (82 vs 81). On the 7 directional measures above (where higher or lower is clearly better), Carey Poverello Federal Credit Union leads on 4 and Millstream Area Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.