TellerScore

Carey Poverello Federal Credit Union is a federal credit union headquartered in Carey, Ohio, in business for about 76 years. At the end of Q2 2026 it reported $32.7M in total assets and $28.4M in member shares and deposits, with 1 office.

Carey Poverello Federal Credit Union has a TellerScore of 81 out of 100 (strong) based on Q2 2026 data — higher than 68% of its 2,479 credit unions with under $100 million in assets. Among 192 credit unions headquartered in Ohio, it ranks 48th. Funding & liquidity contributes the most (100/100, 36% loans-to-deposits, 4% uninsured); earnings contributes the least (50/100, 0.75%).

TellerScore · Q2 2026

Scorecard

Capital cushion79/100
Net worth ratio: 12.87%
Loan quality89/100
Loans 60+ days delinquent ÷ total loans: 0.34%
Earnings50/100
Return on assets (annualized): 0.75%
Funding & liquidity100/100
Loans ÷ shares: 36.3% · 4.5% uninsured
Problem-loan coverage98/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 0.83%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score fell 8 points (89 → 81), mostly because the capital cushion component weakened by 17 points.

TellerScore
808692Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202487
Q3 202490
Q4 202484
Q1 202592
Q2 202589
Q3 202586
Q4 202580
Q1 202683
Q2 202681
Net worth ratio
7.00%11.11%15.22%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202414.38%
Q3 202415.22%
Q4 202415.00%
Q1 202514.95%
Q2 202514.64%
Q3 202514.35%
Q4 202513.16%
Q1 202613.11%
Q2 202612.87%
Delinquent loans (60+ days)
0.08%0.46%0.84%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.36%
Q3 20240.26%
Q4 20240.84%
Q1 20250.08%
Q2 20250.18%
Q3 20250.25%
Q4 20250.38%
Q1 20260.11%
Q2 20260.34%
Return on assets
0.63%0.88%1.13%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20241.01%
Q3 20241.03%
Q4 20240.96%
Q1 20251.13%
Q2 20250.97%
Q3 20250.77%
Q4 20250.63%
Q1 20260.78%
Q2 20260.75%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202681$32.7M12.87%0.34%0.75%36.3%
Q1 202683$31.6M13.11%0.11%0.78%35.9%
Q4 202580$31.0M13.16%0.38%0.63%35.8%
Q3 202586$28.2M14.35%0.25%0.77%39.6%
Q2 202589$27.5M14.64%0.18%0.97%37.6%
Q1 202592$26.5M14.95%0.08%1.13%37.9%
Q4 202484$25.9M15.00%0.84%0.96%39.4%
Q3 202490$25.2M15.22%0.26%1.03%42.3%
Q2 202487$26.2M14.38%0.36%1.01%40.9%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio12.87%
38th
Problem loans0.34%
66th
Net charge-offs0.13%
54th
Return on assets0.75%
56th
Loans to deposits36.3%
83rd
Uninsured deposits4.5%
24th
Loan-loss reserves0.00%
37th
Texas ratio0.8%
69th

Similar-size credit unions in Ohio

InstitutionScoreAssetsCapitalProblem loansCompare
Emerald Credit Union, Inc.Credit union Garfield Hts, OH45 out of 100, Below average$32.7M8.9%1.66%vs
Brewster Federal Credit UnionCredit union Brewster, OH95 out of 100, Very strong$32.9M18.4%0.56%vs
Allwealth Federal Credit UnionCredit union Hamilton, OH72 out of 100, Strong$33.2M12.3%1.63%vs
Greater Wayne Community Federal Credit UnionCredit union Rittman, OH68 out of 100, Moderate$33.6M10.7%1.01%vs
Cincinnati Interagency Federal Credit UnionCredit union Cincinnati, OH92 out of 100, Very strong$30.8M18.2%0.82%vs
Port Conneaut Federal Credit UnionCredit union Conneaut, OH52 out of 100, Below average$30.7M12.9%2.98%vs

Deposit insurance

Is my money safe at Carey Poverello Federal Credit Union?

Yes. Carey Poverello Federal Credit Union is a federally insured credit union (NCUA charter #6636). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 4.5% of shares and deposits ($1.3M) are above the $250,000 NCUA insurance limit, above the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 12.87%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

1 location

Branches

Carey Poverello Federal Credit Union lists 1 office in 1 city. Most locations:

  • Carey, OH (1)

All branch addresses and map

Identity & history

Profile

Legal name
Carey Poverello Federal Credit Union
Type
Federal credit union
NCUA charter #
6636
RSSD ID
868684
Primary regulator
NCUA
Established
1950
Headquarters
201 N Vance St, Carey, OH 43316
Employees
7

Quick answers

Carey Poverello Federal Credit Union: common questions

Is Carey Poverello Federal Credit Union NCUA insured?

Yes. Carey Poverello Federal Credit Union is a federally insured credit union (NCUA charter #6636). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Carey Poverello Federal Credit Union's TellerScore?

81 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Carey Poverello Federal Credit Union have?

1 office as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Carey

InstitutionScoreAssetsCapitalProblem loansCompare
First Bank of OhioBank Tiffin, OH90 out of 100, Very strong$278.4M35.5%0.26%vs
Millstream Area Credit UnionCredit union Findlay, OH82 out of 100, Strong$70.8M12.6%0.66%vs
The First Citizens National Bank of Upper SanduskyBank Upper Sandusky, OH78 out of 100, Strong$389.9M12.6%0.01%vs
Usx Federal Credit UnionCredit union Cranberry Twp, PA78 out of 100, Strong$258.1M12.5%0.18%vs
Sutton BankBank Attica, OH77 out of 100, Strong$1.7B10.0%0.02%vs
The First National Bank of SycamoreBank Sycamore, OH75 out of 100, Strong$239.4M10.0%0.06%vs