Side-by-side · Q2 2026 data
Caribe Federal Credit Union vs Puerto Rico Employee Groups Federal Credit Union
Credit union
Puerto Rico Employee Groups Federal Credit Union
San Juan, Puerto Rico · Under $100 million in assets
Metric by metric
| Measure | Caribe Federal Credit Union | Puerto Rico Employee Groups Federal Credit Union |
|---|---|---|
| TellerScore | 82 (stronger) | 81 |
| Capital cushion | 70 | 93 (stronger) |
| Loan quality | 84 (stronger) | 82 |
| Earnings | 100 (stronger) | 41 |
| Funding & liquidity | 72 | 97 (stronger) |
| Problem-loan coverage | 92 | 96 (stronger) |
| Peer percentile | 82nd | 68th |
| Total assets | $799.9M | $3.4M |
| Deposits / shares | $691.3M | $2.9M |
| Capital ratio | 12.04% | 14.28% (stronger) |
| Problem loans | 0.49% (stronger) | 0.55% |
| Net charge-offs | 1.44% (stronger) | 1.90% |
| Return on assets | 3.54% (stronger) | 0.51% |
| Loans ÷ deposits | 88.1% | 63.6% (stronger) |
| Uninsured deposits | 9.4% | 0.0% (stronger) |
| Offices | 7 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 30.8% | — |
Caribe Federal Credit Union has the higher TellerScore (82 vs 81). On the 7 directional measures above (where higher or lower is clearly better), Caribe Federal Credit Union leads on 4 and Puerto Rico Employee Groups Federal Credit Union on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.