Puerto Rico Employee Groups Federal Credit Union is a federal credit union headquartered in San Juan, Puerto Rico, in business for about 67 years. At the end of Q2 2026 it reported $3.4M in total assets and $2.9M in member shares and deposits, with 1 office.
Based on its Q2 2026 filing, Puerto Rico Employee Groups Federal Credit Union scores 81/100, which we describe as strong. That is higher than 68% of 2,479 credit unions with under $100 million in assets. Among 4 credit unions headquartered in Puerto Rico, it ranks 2nd. Its strongest component is funding & liquidity (97/100; 64% loans-to-deposits, 0% uninsured), and its lowest is earnings (41/100; 0.51%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 6 points (75 → 81), mostly because the funding & liquidity component improved by 22 points.
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| Quarter | TellerScore |
|---|---|
| Q2 2024 | 78 |
| Q3 2024 | 73 |
| Q4 2024 | 72 |
| Q1 2025 | 72 |
| Q2 2025 | 75 |
| Q3 2025 | 60 |
| Q4 2025 | 84 |
| Q1 2026 | 75 |
| Q2 2026 | 81 |
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| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 13.17% |
| Q3 2024 | 13.85% |
| Q4 2024 | 14.30% |
| Q1 2025 | 14.12% |
| Q2 2025 | 14.48% |
| Q3 2025 | 14.71% |
| Q4 2025 | 16.01% |
| Q1 2026 | 14.58% |
| Q2 2026 | 14.28% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 0.91% |
| Q3 2024 | 1.69% |
| Q4 2024 | 1.32% |
| Q1 2025 | 1.19% |
| Q2 2025 | 1.12% |
| Q3 2025 | 3.73% |
| Q4 2025 | 0.67% |
| Q1 2026 | 1.16% |
| Q2 2026 | 0.55% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | 1.39% |
| Q3 2024 | 1.40% |
| Q4 2024 | 0.85% |
| Q1 2025 | 0.73% |
| Q2 2025 | 0.79% |
| Q3 2025 | 1.06% |
| Q4 2025 | 1.10% |
| Q1 2026 | 0.53% |
| Q2 2026 | 0.51% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 81 | $3.4M | 14.28% | 0.55% | 0.51% | 63.6% |
| Q1 2026 | 75 | $3.3M | 14.58% | 1.16% | 0.53% | 68.3% |
| Q4 2025 | 84 | $2.9M | 16.01% | 0.67% | 1.10% | 82.2% |
| Q3 2025 | 60 | $3.2M | 14.71% | 3.73% | 1.06% | 81.8% |
| Q2 2025 | 75 | $3.1M | 14.48% | 1.12% | 0.79% | 85.0% |
| Q1 2025 | 72 | $3.2M | 14.12% | 1.19% | 0.73% | 83.8% |
| Q4 2024 | 72 | $3.1M | 14.30% | 1.32% | 0.85% | 88.5% |
| Q3 2024 | 73 | $3.2M | 13.85% | 1.69% | 1.40% | 85.2% |
| Q2 2024 | 78 | $3.3M | 13.17% | 0.91% | 1.39% | 83.0% |
2,479 peers · Under $100 million in assets
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Deposit insurance
Is my money safe at Puerto Rico Employee Groups Federal Credit Union?
Yes. Puerto Rico Employee Groups Federal Credit Union is a federally insured credit union (NCUA charter #12771). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.
The net worth ratio is 14.28%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.
1 location
Branches
Puerto Rico Employee Groups Federal Credit Union lists 1 office in 1 city. Most locations:
- Puerto Nuevo, PR (1)
Identity & history
Profile
- Legal name
- Puerto Rico Employee Groups Federal Credit Union
- Type
- Federal credit union
- NCUA charter #
- 12771
- RSSD ID
- 219286
- Primary regulator
- NCUA
- Established
- 1959
- Headquarters
- P.O. Box 11940, San Juan, PR 00922
- Employees
- 2
Quick answers
Puerto Rico Employee Groups Federal Credit Union: common questions
Is Puerto Rico Employee Groups Federal Credit Union NCUA insured?
Yes. Puerto Rico Employee Groups Federal Credit Union is a federally insured credit union (NCUA charter #12771). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is Puerto Rico Employee Groups Federal Credit Union's TellerScore?
81 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does Puerto Rico Employee Groups Federal Credit Union have?
1 office as of the latest NCUA data.
Nearby
Highest-scoring banks and credit unions with branches near San Juan
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Caribe Federal Credit UnionCredit union San Juan, PR | 82 out of 100, Strong | $799.9M | 12.0% | 0.49% | vs |
| Vapr Federal Credit UnionCredit union San Juan, PR | 76 out of 100, Strong | $315.6M | 11.0% | 0.24% | vs |
| Puerto Rico Federal Credit UnionCredit union Caparra, PR | 73 out of 100, Strong | $188.0M | 14.0% | 0.68% | vs |
| FirstBank Puerto RicoBank Santurce, PR | 72 out of 100, Strong | $19.2B | 11.5% | 0.90% | vs |
| Banesco USABank Miami, FL | 72 out of 100, Strong | $6.0B | 11.5% | 0.49% | vs |
| Nave BankBank San Juan, PR | 69 out of 100, Moderate | $555.0M | 13.8% | 0.00% | vs |