Side-by-side · Q2 2026 data
Caribe Federal Credit Union vs Puerto Rico Federal Credit Union
Metric by metric
| Measure | Caribe Federal Credit Union | Puerto Rico Federal Credit Union |
|---|---|---|
| TellerScore | 82 (stronger) | 73 |
| Capital cushion | 70 | 90 (stronger) |
| Loan quality | 84 (stronger) | 77 |
| Earnings | 100 (stronger) | 35 |
| Funding & liquidity | 72 | 73 (stronger) |
| Problem-loan coverage | 92 | 92 |
| Peer percentile | 82nd | 60th |
| Total assets | $799.9M | $188.0M |
| Deposits / shares | $691.3M | $164.0M |
| Capital ratio | 12.04% | 14.01% (stronger) |
| Problem loans | 0.49% (stronger) | 0.68% |
| Net charge-offs | 1.44% | 1.02% (stronger) |
| Return on assets | 3.54% (stronger) | 0.37% |
| Loans ÷ deposits | 88.1% | 87.3% (stronger) |
| Uninsured deposits | 9.4% | 5.5% (stronger) |
| Offices | 7 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 30.8% | — |
Caribe Federal Credit Union has the higher TellerScore (82 vs 73). On the 7 directional measures above (where higher or lower is clearly better), Caribe Federal Credit Union leads on 3 and Puerto Rico Federal Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.