Side-by-side · Q2 2026 data
Carmine State Bank vs Agility Bank, National Association
Metric by metric
| Measure | Carmine State Bank | Agility Bank, National Association |
|---|---|---|
| TellerScore | 71 (stronger) | 62 |
| Capital cushion | 50 | 100 (stronger) |
| Loan quality | 83 (stronger) | 61 |
| Earnings | 60 (stronger) | 2 |
| Funding & liquidity | 88 (stronger) | 46 |
| Problem-loan coverage | 96 (stronger) | 92 |
| Peer percentile | 47th | 22nd |
| Total assets | $148.8M | $151.6M |
| Deposits / shares | $139.2M | $120.3M |
| Capital ratio | 10.00% | 19.99% (stronger) |
| Problem loans | 0.50% (stronger) | 1.18% |
| Net charge-offs | 0.01% (stronger) | 0.33% |
| Return on assets | 1.01% (stronger) | -0.44% |
| Loans ÷ deposits | 28.7% (stronger) | 81.5% |
| Uninsured deposits | 26.2% (stronger) | 44.4% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Carmine State Bank has the higher TellerScore (71 vs 62). On the 7 directional measures above (where higher or lower is clearly better), Carmine State Bank leads on 6 and Agility Bank, National Association on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.