Headquartered in Houston, Texas, Agility Bank, National Association is a national bank with $151.6M in total assets and $120.3M in deposits as of Q2 2026. It operates 1 office.
Based on its Q2 2026 filing, Agility Bank, National Association scores 62/100, which we describe as moderate. That is higher than only 22% of 2,650 banks with $100 million – $1 billion. Among 349 banks headquartered in Texas, it ranks 285th. Its strongest component is capital cushion (100/100; 19.99%), and its lowest is earnings (2/100; -0.44%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score fell 5 points (67 → 62), mostly because the loan quality component weakened by 36 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 68 |
| Q3 2024 | 67 |
| Q4 2024 | 66 |
| Q1 2025 | 64 |
| Q2 2025 | 67 |
| Q3 2025 | 67 |
| Q4 2025 | 63 |
| Q1 2026 | 66 |
| Q2 2026 | 62 |
Show as table
| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 40.54% |
| Q3 2024 | 37.53% |
| Q4 2024 | 31.16% |
| Q1 2025 | 25.72% |
| Q2 2025 | 22.48% |
| Q3 2025 | 21.94% |
| Q4 2025 | 22.07% |
| Q1 2026 | 21.58% |
| Q2 2026 | 19.99% |
Show as table
| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.02% |
| Q3 2024 | 0.03% |
| Q4 2024 | 0.11% |
| Q1 2025 | 0.44% |
| Q2 2025 | 0.09% |
| Q3 2025 | 0.09% |
| Q4 2025 | 0.53% |
| Q1 2026 | 0.51% |
| Q2 2026 | 1.18% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | -4.14% |
| Q3 2024 | -4.76% |
| Q4 2024 | -6.21% |
| Q1 2025 | -2.36% |
| Q2 2025 | -1.48% |
| Q3 2025 | -1.07% |
| Q4 2025 | -0.67% |
| Q1 2026 | -0.55% |
| Q2 2026 | -0.44% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 62 | $151.6M | 19.99% | 1.18% | -0.44% | 81.5% |
| Q1 2026 | 66 | $144.0M | 21.58% | 0.51% | -0.55% | 90.3% |
| Q4 2025 | 63 | $130.4M | 22.07% | 0.53% | -0.67% | 100.9% |
| Q3 2025 | 67 | $130.6M | 21.94% | 0.09% | -1.07% | 99.6% |
| Q2 2025 | 67 | $132.5M | 22.48% | 0.09% | -1.48% | 99.1% |
| Q1 2025 | 64 | $126.4M | 25.72% | 0.44% | -2.36% | 101.4% |
| Q4 2024 | 66 | $103.6M | 31.16% | 0.11% | -6.21% | 121.1% |
| Q3 2024 | 67 | $88.0M | 37.53% | 0.03% | -4.76% | 127.1% |
| Q2 2024 | 68 | $83.0M | 40.54% | 0.02% | -4.14% | 115.7% |
2,650 peers · $100 million – $1 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Texas
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| First State BankBank Shallowater, TX | 84 out of 100, Strong | $150.8M | 15.9% | 0.23% | vs |
| First National Bank of Fort StocktonBank Fort Stockton, TX | 77 out of 100, Strong | $153.5M | 12.2% | 0.02% | vs |
| Carmine State BankBank Carmine, TX | 71 out of 100, Strong | $148.8M | 10.0% | 0.50% | vs |
| Graham Savings and Loan, SSBBank Graham, TX | 72 out of 100, Strong | $155.1M | 11.7% | 0.86% | vs |
| Bank19Bank Memphis, TX | 90 out of 100, Very strong | $147.8M | 15.3% | 0.00% | vs |
| The First National Bank of Tom BeanBank Tom Bean, TX | 67 out of 100, Moderate | $155.6M | 12.1% | 1.23% | vs |
Deposit insurance
Is my money safe at Agility Bank, National Association?
Yes. Agility Bank, National Association is an FDIC-insured institution (FDIC certificate #59239). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 44.4% of deposits ($53.5M) are above the $250,000 FDIC insurance limit, above the peer median of 24%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 19.99%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).
1 location
Branches
Agility Bank, National Association lists 1 office in 1 city. Most locations:
- Houston, TX (1)
Identity & history
Profile
- Legal name
- Agility Bank, National Association
- Type
- National bank
- FDIC certificate #
- 59239
- RSSD ID
- 5728916
- Primary regulator
- OCC
- Established
- April 18, 2022
- Headquarters
- 2401 N Shepherd Dr, Houston, TX 77008
- Website
- www.agility.bank
- Employees
- 19
Quick answers
Agility Bank, National Association: common questions
Is Agility Bank, National Association FDIC insured?
Yes. Agility Bank, National Association is an FDIC-insured institution (FDIC certificate #59239). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is Agility Bank, National Association's TellerScore?
62 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has Agility Bank, National Association ever failed?
There is no failure record for FDIC certificate #59239 in the FDIC failed bank list.
How many branches does Agility Bank, National Association have?
1 office as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Houston
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Local 24 Employees Federal Credit UnionCredit union Pasadena, TX | 98 out of 100, Very strong | $13.6M | 21.0% | 0.26% | vs |
| Corpus Christi Postal Employees Credit UnionCredit union Corpus Christi, TX | 96 out of 100, Very strong | $17.1M | 20.3% | 0.00% | vs |
| Port of Houston Warehouse Federal Credit UnionCredit union Houston, TX | 96 out of 100, Very strong | $5.4M | 21.6% | 0.52% | vs |
| Schlumberger Employees Credit UnionCredit union Sugar Land, TX | 94 out of 100, Very strong | $935.8M | 25.3% | 0.57% | vs |
| Light Commerce Credit UnionCredit union Houston, TX | 92 out of 100, Very strong | $5.0M | 26.8% | 0.93% | vs |
| Ila 1351 Federal Credit UnionCredit union La Porte, TX | 92 out of 100, Very strong | $17.3M | 17.0% | 0.00% | vs |