Side-by-side · Q2 2026 data
Carmine State Bank vs Fayette Savings Bank, SSB
Metric by metric
| Measure | Carmine State Bank | Fayette Savings Bank, SSB |
|---|---|---|
| TellerScore | 71 | 81 (stronger) |
| Capital cushion | 50 | 60 (stronger) |
| Loan quality | 83 | 100 (stronger) |
| Earnings | 60 | 95 (stronger) |
| Funding & liquidity | 88 (stronger) | 63 |
| Problem-loan coverage | 96 | 100 (stronger) |
| Peer percentile | 47th | 80th |
| Total assets | $148.8M | $551.8M |
| Deposits / shares | $139.2M | $495.2M |
| Capital ratio | 10.00% | 10.95% (stronger) |
| Problem loans | 0.50% | 0.01% (stronger) |
| Net charge-offs | 0.01% | 0.00% (stronger) |
| Return on assets | 1.01% | 1.88% (stronger) |
| Loans ÷ deposits | 28.7% (stronger) | 85.3% |
| Uninsured deposits | 26.2% | 25.6% (stronger) |
| Offices | 1 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Fayette Savings Bank, SSB has the higher TellerScore (81 vs 71). On the 7 directional measures above (where higher or lower is clearly better), Carmine State Bank leads on 1 and Fayette Savings Bank, SSB on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.