Side-by-side · Q2 2026 data
Carolina Bank & Trust Co. vs Coastal Carolina National Bank
Metric by metric
| Measure | Carolina Bank & Trust Co. | Coastal Carolina National Bank |
|---|---|---|
| TellerScore | 83 (stronger) | 71 |
| Capital cushion | 85 (stronger) | 44 |
| Loan quality | 86 | 100 (stronger) |
| Earnings | 94 (stronger) | 62 |
| Funding & liquidity | 50 | 66 (stronger) |
| Problem-loan coverage | 96 | 100 (stronger) |
| Peer percentile | 84th | 63rd |
| Total assets | $844.6M | $1.4B |
| Deposits / shares | $727.4M | $1.2B |
| Capital ratio | 13.51% (stronger) | 9.38% |
| Problem loans | 0.41% | 0.00% (stronger) |
| Net charge-offs | 0.20% | 0.00% (stronger) |
| Return on assets | 1.85% (stronger) | 1.05% |
| Loans ÷ deposits | 82.3% | 79.9% (stronger) |
| Uninsured deposits | 40.1% | 27.9% (stronger) |
| Offices | 14 | 16 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 5.4% | — |
Carolina Bank & Trust Co. has the higher TellerScore (83 vs 71). On the 7 directional measures above (where higher or lower is clearly better), Carolina Bank & Trust Co. leads on 3 and Coastal Carolina National Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.