Headquartered in Myrtle Beach, South Carolina, Coastal Carolina National Bank is a national bank with $1.4B in total assets and $1.2B in deposits as of Q2 2026. It operates 16 offices across 2 states. Its charter dates back to 2009.
Coastal Carolina National Bank has a TellerScore of 71 out of 100 (strong) based on Q2 2026 data — higher than 63% of its 897 banks with $1 billion – $10 billion. Among 44 banks headquartered in South Carolina, it ranks 24th. Loan quality contributes the most (100/100, 0.00%); capital cushion contributes the least (44/100, 9.38%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 2 points (69 → 71), mostly because the earnings component improved by 4 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 69 |
| Q3 2024 | 68 |
| Q4 2024 | 68 |
| Q1 2025 | 68 |
| Q2 2025 | 69 |
| Q3 2025 | 68 |
| Q4 2025 | 70 |
| Q1 2026 | 71 |
| Q2 2026 | 71 |
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| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 8.91% |
| Q3 2024 | 8.55% |
| Q4 2024 | 8.79% |
| Q1 2025 | 9.04% |
| Q2 2025 | 9.09% |
| Q3 2025 | 8.67% |
| Q4 2025 | 9.50% |
| Q1 2026 | 9.53% |
| Q2 2026 | 9.38% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.00% |
| Q3 2024 | 0.00% |
| Q4 2024 | 0.00% |
| Q1 2025 | 0.00% |
| Q2 2025 | 0.00% |
| Q3 2025 | 0.00% |
| Q4 2025 | 0.00% |
| Q1 2026 | 0.02% |
| Q2 2026 | 0.00% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.82% |
| Q3 2024 | 0.85% |
| Q4 2024 | 0.91% |
| Q1 2025 | 0.95% |
| Q2 2025 | 0.96% |
| Q3 2025 | 1.01% |
| Q4 2025 | 1.03% |
| Q1 2026 | 1.12% |
| Q2 2026 | 1.05% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 71 | $1.4B | 9.38% | 0.00% | 1.05% | 79.9% |
| Q1 2026 | 71 | $1.3B | 9.53% | 0.02% | 1.12% | 83.1% |
| Q4 2025 | 70 | $1.3B | 9.50% | 0.00% | 1.03% | 80.9% |
| Q3 2025 | 68 | $1.2B | 8.67% | 0.00% | 1.01% | 82.1% |
| Q2 2025 | 69 | $1.2B | 9.09% | 0.00% | 0.96% | 80.5% |
| Q1 2025 | 68 | $1.1B | 9.04% | 0.00% | 0.95% | 85.1% |
| Q4 2024 | 68 | $1.1B | 8.79% | 0.00% | 0.91% | 83.7% |
| Q3 2024 | 68 | $1.1B | 8.55% | 0.00% | 0.85% | 80.7% |
| Q2 2024 | 69 | $1.1B | 8.91% | 0.00% | 0.82% | 80.6% |
897 peers · $1 billion – $10 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in South Carolina
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| First Capital BankBank Charleston, SC | 68 out of 100, Moderate | $1.3B | 9.6% | 0.10% | vs |
| Security Federal BankBank Aiken, SC | 69 out of 100, Moderate | $1.5B | 10.8% | 0.85% | vs |
| The Citizens BankBank Olanta, SC | 74 out of 100, Strong | $1.1B | 9.9% | 0.18% | vs |
| First Reliance BankBank Florence, SC | 71 out of 100, Strong | $1.1B | 10.5% | 0.07% | vs |
| First Palmetto BankBank Camden, SC | 71 out of 100, Strong | $1.1B | 9.4% | 0.15% | vs |
| Bank of Travelers RestBank Travelers Rest, SC | 79 out of 100, Strong | $1.6B | 10.3% | 0.12% | vs |
Deposit insurance
Is my money safe at Coastal Carolina National Bank?
Yes. Coastal Carolina National Bank is an FDIC-insured institution (FDIC certificate #58864). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 27.9% of deposits ($341.3M) are above the $250,000 FDIC insurance limit, below the peer median of 31%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 9.38%, above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 14.21% (benchmark: 10%).
16 locations
Branches
Coastal Carolina National Bank lists 16 offices in 13 cities across 2 states. Most locations:
- Mount Pleasant, SC (3)
- Charleston, SC (2)
- Aiken, SC (1)
- City Of Spartanburg, SC (1)
- Columbia, SC (1)
- Conway, SC (1)
- Greenville, SC (1)
- Murrells Inlet, SC (1)
- Myrtle Beach, SC (1)
- North Charleston, SC (1)
- North Myrtle Beach, SC (1)
- Ocean Isle Beach, NC (1)
Identity & history
Profile
- Legal name
- Coastal Carolina National Bank
- Type
- National bank
- FDIC certificate #
- 58864
- RSSD ID
- 3821822
- Primary regulator
- OCC
- Holding company
- Coastal Carolina Bancshares
- Established
- June 8, 2009
- Headquarters
- 1012 38th Ave N, Myrtle Beach, SC 29577
- Website
- www.myccnb.com
- Employees
- 129
Quick answers
Coastal Carolina National Bank: common questions
Is Coastal Carolina National Bank FDIC insured?
Yes. Coastal Carolina National Bank is an FDIC-insured institution (FDIC certificate #58864). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is Coastal Carolina National Bank's TellerScore?
71 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has Coastal Carolina National Bank ever failed?
There is no failure record for FDIC certificate #58864 in the FDIC failed bank list.
How many branches does Coastal Carolina National Bank have?
16 offices as of the latest FDIC data, in 2 states.
Nearby
Highest-scoring banks and credit unions with branches near Myrtle Beach
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Georgetown Kraft Credit UnionCredit union Georgetown, SC | 87 out of 100, Very strong | $191.9M | 18.7% | 0.95% | vs |
| Carolina Bank & Trust Co.Bank Lamar, SC | 83 out of 100, Strong | $844.6M | 13.5% | 0.41% | vs |
| Santee Cooper Credit UnionCredit union Moncks Corner, SC | 82 out of 100, Strong | $95.9M | 15.0% | 0.97% | vs |
| The Conway National BankBank Conway, SC | 79 out of 100, Strong | $2.0B | 10.2% | 0.02% | vs |
| United BankBank Fairfax, VA | 74 out of 100, Strong | $33.6B | 11.6% | 0.44% | vs |
| The Citizens BankBank Olanta, SC | 74 out of 100, Strong | $1.1B | 9.9% | 0.18% | vs |