Side-by-side · Q2 2026 data
Carolina Federal Credit Union vs Revity Federal Credit Union
Credit union
Carolina Federal Credit Union
Cherryville, North Carolina · Under $100 million in assets
Metric by metric
| Measure | Carolina Federal Credit Union | Revity Federal Credit Union |
|---|---|---|
| TellerScore | 65 (stronger) | 36 |
| Capital cushion | 56 (stronger) | 29 |
| Loan quality | 76 (stronger) | 29 |
| Earnings | 47 (stronger) | 0 |
| Funding & liquidity | 76 | 91 (stronger) |
| Problem-loan coverage | 86 (stronger) | 66 |
| Peer percentile | 30th | 2nd |
| Total assets | $85.1M | $83.0M |
| Deposits / shares | $75.2M | $73.7M |
| Capital ratio | 10.58% (stronger) | 7.86% |
| Problem loans | 0.72% (stronger) | 2.12% |
| Net charge-offs | 0.43% (stronger) | 0.92% |
| Return on assets | 0.68% (stronger) | -1.24% |
| Loans ÷ deposits | 84.5% | 69.5% (stronger) |
| Uninsured deposits | 11.8% | 9.1% (stronger) |
| Offices | 1 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Carolina Federal Credit Union has the higher TellerScore (65 vs 36). On the 7 directional measures above (where higher or lower is clearly better), Carolina Federal Credit Union leads on 5 and Revity Federal Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.