TellerScore

Revity Federal Credit Union (NCUA charter #24840) is based in Greensboro, North Carolina. Its Q2 2026 call report shows $83.0M in total assets and $73.7M in member shares and deposits and 4 offices.

Based on its Q2 2026 filing, Revity Federal Credit Union scores 36/100, which we describe as low. That is higher than only 2% of 2,479 credit unions with under $100 million in assets. Among 57 credit unions headquartered in North Carolina, it ranks 53rd. Its strongest component is funding & liquidity (91/100; 70% loans-to-deposits, 9% uninsured), and its lowest is earnings (0/100; -1.24%).

TellerScore · Q2 2026

Scorecard

Capital cushion29/100
Net worth ratio: 7.86%
Loan quality29/100
Loans 60+ days delinquent ÷ total loans: 2.12%
Earnings0/100
Return on assets (annualized): -1.24%
Funding & liquidity91/100
Loans ÷ shares: 69.5% · 9.1% uninsured
Problem-loan coverage66/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 17.07%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score fell 8 points (44 → 36), mostly because the capital cushion component weakened by 17 points.

TellerScore
364554Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202442
Q3 202447
Q4 202449
Q1 202554
Q2 202544
Q3 202536
Q4 202541
Q1 202649
Q2 202636
Net worth ratio
7.00%8.56%10.12%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202410.12%
Q3 202410.01%
Q4 20249.91%
Q1 20259.40%
Q2 20259.57%
Q3 20259.60%
Q4 20258.68%
Q1 20268.09%
Q2 20267.86%
Delinquent loans (60+ days)
0.94%1.85%2.76%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20242.76%
Q3 20242.11%
Q4 20241.65%
Q1 20250.94%
Q2 20251.82%
Q3 20252.54%
Q4 20251.83%
Q1 20260.94%
Q2 20262.12%
Return on assets
-1.58%-0.62%0.34%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.34%
Q3 20240.16%
Q4 2024-0.07%
Q1 2025-0.29%
Q2 2025-0.45%
Q3 2025-0.56%
Q4 2025-1.10%
Q1 2026-1.58%
Q2 2026-1.24%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202636$83.0M7.86%2.12%-1.24%69.5%
Q1 202649$82.9M8.09%0.94%-1.58%68.9%
Q4 202541$81.1M8.68%1.83%-1.10%72.2%
Q3 202536$79.1M9.60%2.54%-0.56%75.8%
Q2 202544$81.1M9.57%1.82%-0.45%76.2%
Q1 202554$84.0M9.40%0.94%-0.29%74.2%
Q4 202449$80.2M9.91%1.65%-0.07%80.5%
Q3 202447$81.0M10.01%2.11%0.16%80.4%
Q2 202442$81.3M10.12%2.76%0.34%81.8%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio7.86%
4th
Problem loans2.12%
19th
Net charge-offs0.92%
15th
Return on assets-1.24%
6th
Loans to deposits69.5%
34th
Uninsured deposits9.1%
8th
Loan-loss reserves0.00%
37th
Texas ratio17.1%
6th

Similar-size credit unions in North Carolina

InstitutionScoreAssetsCapitalProblem loansCompare
Carolina Federal Credit UnionCredit union Cherryville, NC65 out of 100, Moderate$85.1M10.6%0.72%vs
Welcome Federal Credit UnionCredit union Morrisville, NC69 out of 100, Moderate$92.0M13.0%1.11%vs
Wnc Community Credit UnionCredit union Waynesville, NC83 out of 100, Strong$96.0M17.0%0.28%vs
Electel CooperativeCredit union Raleigh, NC72 out of 100, Strong$68.2M12.7%0.37%vs
Lion'S Share Federal Credit UnionCredit union Salisbury, NC32 out of 100, Low$64.7M3.2%1.26%vs
Acclaim Federal Credit UnionCredit union Greensboro, NC78 out of 100, Strong$60.4M12.9%0.44%vs

Deposit insurance

Is my money safe at Revity Federal Credit Union?

Yes. Revity Federal Credit Union is a federally insured credit union (NCUA charter #24840). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 9.1% of shares and deposits ($6.7M) are above the $250,000 NCUA insurance limit, above the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 7.86%, slightly above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

4 locations

Branches

Revity Federal Credit Union lists 4 offices in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Revity Federal Credit Union
Type
Federal credit union
NCUA charter #
24840
RSSD ID
944690
Primary regulator
NCUA
Established
1937
Headquarters
217 N Greene St, Greensboro, NC 27401
Employees
18

Quick answers

Revity Federal Credit Union: common questions

Is Revity Federal Credit Union NCUA insured?

Yes. Revity Federal Credit Union is a federally insured credit union (NCUA charter #24840). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Revity Federal Credit Union's TellerScore?

36 out of 100 (Low), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Revity Federal Credit Union have?

4 offices as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Greensboro

InstitutionScoreAssetsCapitalProblem loansCompare
Members Credit UnionCredit union Winston Salem, NC85 out of 100, Very strong$477.1M14.8%0.82%vs
Summit Credit UnionCredit union Greensboro, NC82 out of 100, Strong$368.8M15.4%0.71%vs
Internal Revenue Employees Federal Credit UnionCredit union Greensboro, NC80 out of 100, Strong$12.2M29.4%0.75%vs
Nova Credit UnionCredit union Charlotte, NC79 out of 100, Strong$120.7M17.6%0.56%vs
Acclaim Federal Credit UnionCredit union Greensboro, NC78 out of 100, Strong$60.4M12.9%0.44%vs
The Fidelity BankBank Fuquay Varina, NC78 out of 100, Strong$4.7B11.5%0.42%vs