Side-by-side · Q2 2026 data
Carolina Foothills Federal Credit Union vs Mid Carolina Credit Union
Credit union
Carolina Foothills Federal Credit Union
Spartanburg, South Carolina · $100 million – $1 billion
Metric by metric
| Measure | Carolina Foothills Federal Credit Union | Mid Carolina Credit Union |
|---|---|---|
| TellerScore | 70 | 77 (stronger) |
| Capital cushion | 70 | 77 (stronger) |
| Loan quality | 57 | 78 (stronger) |
| Earnings | 76 (stronger) | 55 |
| Funding & liquidity | 76 | 92 (stronger) |
| Problem-loan coverage | 84 | 94 (stronger) |
| Peer percentile | 51st | 71st |
| Total assets | $224.3M | $181.8M |
| Deposits / shares | $188.8M | $160.6M |
| Capital ratio | 12.02% | 12.69% (stronger) |
| Problem loans | 1.30% | 0.66% (stronger) |
| Net charge-offs | 0.60% | 0.38% (stronger) |
| Return on assets | 1.39% (stronger) | 0.89% |
| Loans ÷ deposits | 84.3% | 68.0% (stronger) |
| Uninsured deposits | 2.7% (stronger) | 3.6% |
| Offices | 3 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 0.0% |
Mid Carolina Credit Union has the higher TellerScore (77 vs 70). On the 7 directional measures above (where higher or lower is clearly better), Carolina Foothills Federal Credit Union leads on 2 and Mid Carolina Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.