Side-by-side · Q2 2026 data
Carolina Trust Federal Credit Union vs Cpm Federal Credit Union
Credit union
Carolina Trust Federal Credit Union
Myrtle Beach, South Carolina · $100 million – $1 billion
Credit union
Cpm Federal Credit Union
North Charlesto, South Carolina · $100 million – $1 billion
Metric by metric
| Measure | Carolina Trust Federal Credit Union | Cpm Federal Credit Union |
|---|---|---|
| TellerScore | 64 (stronger) | 46 |
| Capital cushion | 50 (stronger) | 39 |
| Loan quality | 72 (stronger) | 36 |
| Earnings | 57 (stronger) | 25 |
| Funding & liquidity | 73 | 87 (stronger) |
| Problem-loan coverage | 87 (stronger) | 71 |
| Peer percentile | 31st | 3rd |
| Total assets | $422.0M | $759.3M |
| Deposits / shares | $375.9M | $688.0M |
| Capital ratio | 10.04% (stronger) | 8.89% |
| Problem loans | 0.83% (stronger) | 1.92% |
| Net charge-offs | 0.68% (stronger) | 2.19% |
| Return on assets | 0.92% (stronger) | 0.12% |
| Loans ÷ deposits | 87.2% | 73.6% (stronger) |
| Uninsured deposits | 3.0% (stronger) | 4.0% |
| Offices | 5 | 9 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 52.9% | 19.3% |
Carolina Trust Federal Credit Union has the higher TellerScore (64 vs 46). On the 7 directional measures above (where higher or lower is clearly better), Carolina Trust Federal Credit Union leads on 6 and Cpm Federal Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.