Side-by-side · Q2 2026 data
Carroll Bank and Trust vs Andrew Johnson Bank
Metric by metric
| Measure | Carroll Bank and Trust | Andrew Johnson Bank |
|---|---|---|
| TellerScore | 52 | 73 (stronger) |
| Capital cushion | 32 | 62 (stronger) |
| Loan quality | 55 | 72 (stronger) |
| Earnings | 55 | 82 (stronger) |
| Funding & liquidity | 65 | 71 (stronger) |
| Problem-loan coverage | 75 | 89 (stronger) |
| Peer percentile | 8th | 53rd |
| Total assets | $662.1M | $611.9M |
| Deposits / shares | $605.5M | $545.9M |
| Capital ratio | 8.25% | 11.24% (stronger) |
| Problem loans | 1.36% | 0.83% (stronger) |
| Net charge-offs | 0.10% | 0.00% (stronger) |
| Return on assets | 0.89% | 1.54% (stronger) |
| Loans ÷ deposits | 82.2% | 81.8% (stronger) |
| Uninsured deposits | 26.8% | 21.9% (stronger) |
| Offices | 9 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 2.0% | — |
Andrew Johnson Bank has the higher TellerScore (73 vs 52). On the 7 directional measures above (where higher or lower is clearly better), Carroll Bank and Trust leads on 0 and Andrew Johnson Bank on 7. Deposits are insured up to $250,000 per depositor, per ownership category, at both.