Side-by-side · Q2 2026 data
Carroll Bank and Trust vs Johnsonville TVA Employees Credit Union
Credit union
Johnsonville TVA Employees Credit Union
Camden, Tennessee · $100 million – $1 billion
Metric by metric
| Measure | Carroll Bank and Trust | Johnsonville TVA Employees Credit Union |
|---|---|---|
| TellerScore | 52 | 92 (stronger) |
| Capital cushion | 32 | 100 (stronger) |
| Loan quality | 55 | 76 (stronger) |
| Earnings | 55 | 92 (stronger) |
| Funding & liquidity | 65 | 100 (stronger) |
| Problem-loan coverage | 75 | 96 (stronger) |
| Peer percentile | 8th | 97th |
| Total assets | $662.1M | $180.7M |
| Deposits / shares | $605.5M | $149.7M |
| Capital ratio | 8.25% | 16.39% (stronger) |
| Problem loans | 1.36% | 0.73% (stronger) |
| Net charge-offs | 0.10% (stronger) | 0.19% |
| Return on assets | 0.89% | 1.80% (stronger) |
| Loans ÷ deposits | 82.2% | 59.4% (stronger) |
| Uninsured deposits | 26.8% | 6.9% (stronger) |
| Offices | 9 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 2.0% | 58.1% |
Johnsonville TVA Employees Credit Union has the higher TellerScore (92 vs 52). On the 7 directional measures above (where higher or lower is clearly better), Carroll Bank and Trust leads on 1 and Johnsonville TVA Employees Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Camden, TN
- Huntingdon, TN