Side-by-side · Q2 2026 data
Carroll Bank and Trust vs TriStar Bank
Metric by metric
| Measure | Carroll Bank and Trust | TriStar Bank |
|---|---|---|
| TellerScore | 52 | 64 (stronger) |
| Capital cushion | 32 | 48 (stronger) |
| Loan quality | 55 | 80 (stronger) |
| Earnings | 55 (stronger) | 53 |
| Funding & liquidity | 65 | 67 (stronger) |
| Problem-loan coverage | 75 | 87 (stronger) |
| Peer percentile | 8th | 26th |
| Total assets | $662.1M | $562.7M |
| Deposits / shares | $605.5M | $466.3M |
| Capital ratio | 8.25% | 9.85% (stronger) |
| Problem loans | 1.36% | 0.61% (stronger) |
| Net charge-offs | 0.10% (stronger) | 0.20% |
| Return on assets | 0.89% (stronger) | 0.83% |
| Loans ÷ deposits | 82.2% | 79.7% (stronger) |
| Uninsured deposits | 26.8% (stronger) | 27.6% |
| Offices | 9 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 2.0% | 7.0% |
TriStar Bank has the higher TellerScore (64 vs 52). On the 7 directional measures above (where higher or lower is clearly better), Carroll Bank and Trust leads on 3 and TriStar Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.