Side-by-side · Q2 2026 data
Carson Bank vs Impact Bank
Metric by metric
| Measure | Carson Bank | Impact Bank |
|---|---|---|
| TellerScore | 70 | 80 (stronger) |
| Capital cushion | 33 | 56 (stronger) |
| Loan quality | 99 | 99 |
| Earnings | 73 | 87 (stronger) |
| Funding & liquidity | 71 | 75 (stronger) |
| Problem-loan coverage | 99 | 100 (stronger) |
| Peer percentile | 43rd | 77th |
| Total assets | $219.9M | $167.2M |
| Deposits / shares | $201.6M | $153.0M |
| Capital ratio | 8.28% | 10.62% (stronger) |
| Problem loans | 0.02% (stronger) | 0.03% |
| Net charge-offs | 0.00% (stronger) | 0.05% |
| Return on assets | 1.33% | 1.67% (stronger) |
| Loans ÷ deposits | 69.0% | 64.7% (stronger) |
| Uninsured deposits | 33.4% (stronger) | 33.7% |
| Offices | 4 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 7.5% | — |
Impact Bank has the higher TellerScore (80 vs 70). On the 7 directional measures above (where higher or lower is clearly better), Carson Bank leads on 3 and Impact Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.