Carson Bank is a state-chartered bank headquartered in Mulvane, Kansas, in business for about 140 years. At the end of Q2 2026 it reported $219.9M in total assets and $201.6M in deposits, with 4 offices.
Based on its Q2 2026 filing, Carson Bank scores 70/100, which we describe as strong. That is higher than only 43% of 2,650 banks with $100 million – $1 billion. Among 185 banks headquartered in Kansas, it ranks 128th. Its strongest component is loan quality (99/100; 0.02%), and its lowest is capital cushion (33/100; 8.28%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 3 points (67 → 70), mostly because the earnings component improved by 7 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 66 |
| Q3 2024 | 65 |
| Q4 2024 | 65 |
| Q1 2025 | 67 |
| Q2 2025 | 67 |
| Q3 2025 | 65 |
| Q4 2025 | 68 |
| Q1 2026 | 68 |
| Q2 2026 | 70 |
Show as table
| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 7.68% |
| Q3 2024 | 7.79% |
| Q4 2024 | 7.77% |
| Q1 2025 | 7.68% |
| Q2 2025 | 7.83% |
| Q3 2025 | 7.85% |
| Q4 2025 | 8.05% |
| Q1 2026 | 8.09% |
| Q2 2026 | 8.28% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.00% |
| Q3 2024 | 0.00% |
| Q4 2024 | 0.00% |
| Q1 2025 | 0.00% |
| Q2 2025 | 0.00% |
| Q3 2025 | 0.20% |
| Q4 2025 | 0.00% |
| Q1 2026 | 0.02% |
| Q2 2026 | 0.02% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 1.12% |
| Q3 2024 | 1.03% |
| Q4 2024 | 1.06% |
| Q1 2025 | 1.09% |
| Q2 2025 | 1.15% |
| Q3 2025 | 1.14% |
| Q4 2025 | 1.17% |
| Q1 2026 | 1.24% |
| Q2 2026 | 1.33% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 70 | $219.9M | 8.28% | 0.02% | 1.33% | 69.0% |
| Q1 2026 | 68 | $213.4M | 8.09% | 0.02% | 1.24% | 72.5% |
| Q4 2025 | 68 | $204.9M | 8.05% | 0.00% | 1.17% | 74.5% |
| Q3 2025 | 65 | $205.3M | 7.85% | 0.20% | 1.14% | 75.1% |
| Q2 2025 | 67 | $209.3M | 7.83% | 0.00% | 1.15% | 70.5% |
| Q1 2025 | 67 | $199.9M | 7.68% | 0.00% | 1.09% | 67.0% |
| Q4 2024 | 65 | $189.0M | 7.77% | 0.00% | 1.06% | 72.8% |
| Q3 2024 | 65 | $189.6M | 7.79% | 0.00% | 1.03% | 75.9% |
| Q2 2024 | 66 | $190.9M | 7.68% | 0.00% | 1.12% | 74.8% |
2,650 peers · $100 million – $1 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Kansas
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Farmers and Drovers BankBank Council Grove, KS | 87 out of 100, Very strong | $221.9M | 25.4% | 0.37% | vs |
| The First Security BankBank Overbrook, KS | 56 out of 100, Moderate | $225.6M | 8.0% | 2.00% | vs |
| TriCentury BankBank De Soto, KS | 77 out of 100, Strong | $213.8M | 10.8% | 0.00% | vs |
| The Stockgrowers State Bank of Ashland, KansasBank Ashland, KS | 89 out of 100, Very strong | $227.1M | 14.1% | 0.00% | vs |
| The Lyon County State BankBank Emporia, KS | 77 out of 100, Strong | $212.5M | 9.6% | 0.20% | vs |
| Kendall BankBank Overland Park, KS | 39 out of 100, Low | $211.1M | 9.6% | 3.54% | vs |
Deposit insurance
Is my money safe at Carson Bank?
Yes. Carson Bank is an FDIC-insured institution (FDIC certificate #17369). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 33.4% of deposits ($67.4M) are above the $250,000 FDIC insurance limit, above the peer median of 24%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 8.28%, above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 12.79% (benchmark: 10%).
4 locations
Branches
Carson Bank lists 4 offices in 3 cities. Most locations:
- Mulvane, KS (2)
- Derby, KS (1)
- Wichita, KS (1)
HMDA 2025
Mortgage lending
In 2025, Carson Bank reported 42 home-loan applications under HMDA (LEI 254900ZVK94NEC553D12): 34 originated ($9,770,000 total), 3 denied, and 2 withdrawn or closed by the applicant. Its denial rate on decided applications was 7.5%, compared with 22.2% for all lenders nationwide.
Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.
Identity & history
Profile
- Legal name
- Carson Bank
- Former names
- The Mulvane State Bank
- Type
- State-chartered bank
- FDIC certificate #
- 17369
- RSSD ID
- 171656
- Primary regulator
- FDIC
- Holding company
- Mulvane Bankshares Inc
- Established
- July 1, 1886
- Headquarters
- 122 W Main St, Mulvane, KS 67110
- Website
- www.carsonbank.com
- Employees
- 41
Quick answers
Carson Bank: common questions
Is Carson Bank FDIC insured?
Yes. Carson Bank is an FDIC-insured institution (FDIC certificate #17369). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is Carson Bank's TellerScore?
70 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has Carson Bank ever failed?
There is no failure record for FDIC certificate #17369 in the FDIC failed bank list.
How many branches does Carson Bank have?
4 offices as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Mulvane
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Ark Valley Credit UnionCredit union Arkansas City, KS | 94 out of 100, Very strong | $57.3M | 15.2% | 0.19% | vs |
| Garden Plain State BankBank Wichita, KS | 88 out of 100, Very strong | $191.5M | 15.2% | 0.94% | vs |
| The City National Bank and Trust Company of Lawton, OklahomaBank Lawton, OK | 83 out of 100, Strong | $446.2M | 13.9% | 0.45% | vs |
| Impact BankBank Wellington, KS | 80 out of 100, Strong | $167.2M | 10.6% | 0.03% | vs |
| The Security State BankBank Wellington, KS | 79 out of 100, Strong | $55.1M | 15.6% | 1.44% | vs |
| Vintage Bank KansasBank Leon, KS | 78 out of 100, Strong | $288.6M | 11.6% | 0.53% | vs |