Side-by-side · Q2 2026 data
Carson Community Bank vs Citizens' Bank & Trust Co.
Metric by metric
| Measure | Carson Community Bank | Citizens' Bank & Trust Co. |
|---|---|---|
| TellerScore | 71 | 82 (stronger) |
| Capital cushion | 76 (stronger) | 68 |
| Loan quality | 52 | 93 (stronger) |
| Earnings | 77 | 82 (stronger) |
| Funding & liquidity | 79 | 81 (stronger) |
| Problem-loan coverage | 83 | 98 (stronger) |
| Peer percentile | 47th | 82nd |
| Total assets | $166.7M | $566.4M |
| Deposits / shares | $145.4M | $503.2M |
| Capital ratio | 12.63% (stronger) | 11.78% |
| Problem loans | 1.43% | 0.20% (stronger) |
| Net charge-offs | 0.18% | 0.10% (stronger) |
| Return on assets | 1.43% | 1.55% (stronger) |
| Loans ÷ deposits | 67.6% | 60.8% (stronger) |
| Uninsured deposits | 27.0% (stronger) | 31.2% |
| Offices | 4 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Citizens' Bank & Trust Co. has the higher TellerScore (82 vs 71). On the 7 directional measures above (where higher or lower is clearly better), Carson Community Bank leads on 2 and Citizens' Bank & Trust Co. on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.