Carson Community Bank (FDIC certificate #2320) is based in Stilwell, Oklahoma. Its Q2 2026 call report shows $166.7M in total assets and $145.4M in deposits and 4 offices.
Carson Community Bank has a TellerScore of 71 out of 100 (strong) based on Q2 2026 data — higher than only 47% of its 2,650 banks with $100 million – $1 billion. Among 170 banks headquartered in Oklahoma, it ranks 81st. Problem-loan coverage contributes the most (83/100, 8.7%); loan quality contributes the least (52/100, 1.43%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score fell 3 points (74 → 71), mostly because the loan quality component weakened by 26 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 68 |
| Q3 2024 | 75 |
| Q4 2024 | 66 |
| Q1 2025 | 62 |
| Q2 2025 | 74 |
| Q3 2025 | 60 |
| Q4 2025 | 77 |
| Q1 2026 | 78 |
| Q2 2026 | 71 |
Show as table
| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 12.35% |
| Q3 2024 | 12.06% |
| Q4 2024 | 11.27% |
| Q1 2025 | 10.84% |
| Q2 2025 | 11.25% |
| Q3 2025 | 11.84% |
| Q4 2025 | 12.01% |
| Q1 2026 | 12.02% |
| Q2 2026 | 12.63% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.73% |
| Q3 2024 | 0.28% |
| Q4 2024 | 0.15% |
| Q1 2025 | 1.24% |
| Q2 2025 | 0.66% |
| Q3 2025 | 2.46% |
| Q4 2025 | 0.87% |
| Q1 2026 | 0.57% |
| Q2 2026 | 1.43% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.48% |
| Q3 2024 | 0.86% |
| Q4 2024 | -0.14% |
| Q1 2025 | 0.81% |
| Q2 2025 | 1.46% |
| Q3 2025 | 1.58% |
| Q4 2025 | 1.81% |
| Q1 2026 | 1.44% |
| Q2 2026 | 1.43% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 71 | $166.7M | 12.63% | 1.43% | 1.43% | 67.6% |
| Q1 2026 | 78 | $166.8M | 12.02% | 0.57% | 1.44% | 69.6% |
| Q4 2025 | 77 | $164.9M | 12.01% | 0.87% | 1.81% | 73.8% |
| Q3 2025 | 60 | $162.5M | 11.84% | 2.46% | 1.58% | 71.7% |
| Q2 2025 | 74 | $164.4M | 11.25% | 0.66% | 1.46% | 70.4% |
| Q1 2025 | 62 | $165.9M | 10.84% | 1.24% | 0.81% | 67.8% |
| Q4 2024 | 66 | $162.0M | 11.27% | 0.15% | -0.14% | 74.4% |
| Q3 2024 | 75 | $169.2M | 12.06% | 0.28% | 0.86% | 77.3% |
| Q2 2024 | 68 | $173.8M | 12.35% | 0.73% | 0.48% | 75.7% |
2,650 peers · $100 million – $1 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Oklahoma
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Security Bank and Trust CompanyBank Miami, OK | 56 out of 100, Moderate | $166.9M | 8.0% | 1.41% | vs |
| The Peoples National Bank of ChecotahBank Checotah, OK | 91 out of 100, Very strong | $171.8M | 16.1% | 0.53% | vs |
| The First State BankBank Boise City, OK | 58 out of 100, Moderate | $160.0M | 9.9% | 2.13% | vs |
| The Exchange BankBank Skiatook, OK | 82 out of 100, Strong | $158.4M | 12.1% | 0.00% | vs |
| All Capital BankBank Locust Grove, OK | 73 out of 100, Strong | $176.1M | 9.5% | 0.30% | vs |
| Bank of HydroBank Hydro, OK | 76 out of 100, Strong | $180.8M | 11.6% | 0.64% | vs |
Deposit insurance
Is my money safe at Carson Community Bank?
Yes. Carson Community Bank is an FDIC-insured institution (FDIC certificate #2320). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 27.0% of deposits ($39.2M) are above the $250,000 FDIC insurance limit, above the peer median of 24%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 12.63%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).
4 locations
Branches
Carson Community Bank lists 4 offices in 4 cities. Most locations:
- Colcord, OK (1)
- Park Hill, OK (1)
- Stilwell, OK (1)
- Westville, OK (1)
Identity & history
Profile
- Legal name
- Carson Community Bank
- Former names
- Peoples Bank; Bank of Commerce
- Type
- State-chartered bank
- FDIC certificate #
- 2320
- RSSD ID
- 539452
- Primary regulator
- FDIC
- Holding company
- Carson Finl Holding Co Inc
- Established
- February 3, 1903
- Headquarters
- 24 W Division St, Stilwell, OK 74960
- Website
- www.carsoncommunity.bank
- Employees
- 51
Quick answers
Carson Community Bank: common questions
Is Carson Community Bank FDIC insured?
Yes. Carson Community Bank is an FDIC-insured institution (FDIC certificate #2320). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is Carson Community Bank's TellerScore?
71 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has Carson Community Bank ever failed?
There is no failure record for FDIC certificate #2320 in the FDIC failed bank list.
How many branches does Carson Community Bank have?
4 offices as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Stilwell
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| First Security BankBank Searcy, AR | 92 out of 100, Very strong | $8.6B | 15.6% | 0.14% | vs |
| Muskogee Federal Credit UnionCredit union Muskogee, OK | 87 out of 100, Very strong | $112.0M | 12.8% | 0.58% | vs |
| Citizens' Bank & Trust Co.Bank Van Buren, AR | 82 out of 100, Strong | $566.4M | 11.8% | 0.20% | vs |
| Grand Savings BankBank Grove, OK | 80 out of 100, Strong | $1.0B | 12.0% | 0.63% | vs |
| Armstrong BankBank Muskogee, OK | 74 out of 100, Strong | $2.8B | 10.4% | 0.25% | vs |
| Ttcu Federal Credit UnionCredit union Tulsa, OK | 73 out of 100, Strong | $2.7B | 13.4% | 1.49% | vs |