Side-by-side · Q2 2026 data
Carthage Savings and Loan, National Association vs Abacus Federal Savings Bank
Bank
Carthage Savings and Loan, National Association
Carthage, New York · $100 million – $1 billion
Metric by metric
| Measure | Carthage Savings and Loan, National Association | Abacus Federal Savings Bank |
|---|---|---|
| TellerScore | 77 (stronger) | 76 |
| Capital cushion | 79 | 100 (stronger) |
| Loan quality | 89 (stronger) | 84 |
| Earnings | 58 (stronger) | 31 |
| Funding & liquidity | 66 (stronger) | 64 |
| Problem-loan coverage | 97 (stronger) | 96 |
| Peer percentile | 68th | 64th |
| Total assets | $312.1M | $320.7M |
| Deposits / shares | $257.4M | $257.9M |
| Capital ratio | 12.86% | 16.32% (stronger) |
| Problem loans | 0.32% (stronger) | 0.47% |
| Net charge-offs | 0.01% | 0.00% (stronger) |
| Return on assets | 0.96% (stronger) | 0.27% |
| Loans ÷ deposits | 91.6% (stronger) | 93.8% |
| Uninsured deposits | 17.4% | 16.7% (stronger) |
| Offices | 3 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 11.6% | — |
Carthage Savings and Loan, National Association has the higher TellerScore (77 vs 76). On the 7 directional measures above (where higher or lower is clearly better), Carthage Savings and Loan, National Association leads on 4 and Abacus Federal Savings Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.