Side-by-side · Q2 2026 data
Carver Federal Savings Bank vs Geddes Federal Savings and Loan Association
Metric by metric
| Measure | Carver Federal Savings Bank | Geddes Federal Savings and Loan Association |
|---|---|---|
| TellerScore | 23 | 74 (stronger) |
| Capital cushion | 37 | 97 (stronger) |
| Loan quality | 0 | 85 (stronger) |
| Earnings | 0 | 33 (stronger) |
| Funding & liquidity | 59 (stronger) | 50 |
| Problem-loan coverage | 28 | 95 (stronger) |
| Peer percentile | 0th | 57th |
| Total assets | $658.1M | $685.7M |
| Deposits / shares | $580.6M | $512.0M |
| Capital ratio | 8.73% | 14.70% (stronger) |
| Problem loans | 3.46% | 0.44% (stronger) |
| Net charge-offs | 0.21% | 0.00% (stronger) |
| Return on assets | -0.72% | 0.32% (stronger) |
| Loans ÷ deposits | 94.0% (stronger) | 113.2% |
| Uninsured deposits | 21.5% | 12.6% (stronger) |
| Offices | 7 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 7.1% |
Geddes Federal Savings and Loan Association has the higher TellerScore (74 vs 23). On the 7 directional measures above (where higher or lower is clearly better), Carver Federal Savings Bank leads on 1 and Geddes Federal Savings and Loan Association on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.